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Step 1
Gather all necessary background information on your vehicle before going online. An insurance company will need some basic information about your vehicle before they can give you an accurate quote. As with regular private insurance policies, you'll need to supply the vehicle's make, model, mileage and year.
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Step 2
Visit websites of major auto insurance providers. Many of the larger, name-brand insurance companies will offer commercial policies in addition to personal insurance lines.
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Step 3
Look into smaller companies that specialize exclusively in commercial auto insurance. While the large companies offer name-brand recognition and amusing ad campaigns, smaller, local companies can offer more of a personal touch. Coverage and price are two important factors to consider, but you'll also want to know you can depend on your insurance company in a time of need.
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Step 4
Keep a phone handy. Because commercial auto insurance can be slightly more complicated than private auto insurance, it's likely that you'll be redirected from a company's website to a telephone number. Internal insurance brokers will help you get a policy by completing the purchase process over the phone.
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Step 5
Visit websites of independent commercial auto insurance agents. An agent can help you get special prices and coverage packages for your commercial vehicle fleet.
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Step 6
Contact your local Better Business Bureau office (see Resources below). Look for more tips on how to get commercial auto insurance or warnings about any agent in your area with a less-than-stellar reputation.
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Step 7
Find professional organizations that cater to the independent insurance agents. Most states and even some big cities will have trade groups that help independent agents network with prospective clients. Search the Independent Insurance Agents & Brokers of America website to find your state's association (see Resources below).
