How to Choose a Diamond Pendant

So you're searching for the perfect diamond jewelry to complement a gown or blouse with an interesting neckline or dark backdrop that begs for adornment. A diamond pendant makes a simple yet dramatic selection. The shape and nature of a pendant creates a focal point, and the luster of diamonds live up to this top billing. Get your money's worth when you choose a diamond based on its quality.

Difficulty: Moderate

Instructions

Consider Matters of Shape and Size

1. Browse diamond pendants for shapes that you are drawn to. The stone on the pendant will become the centerpiece of your ensemble and should make a personal statement.

2. Choose a setting that fits with your body type. Test the length of the pendant chain to see where the stone will fall on your chest and whether it is flattering to you.

3. Decide which size pendant you are looking for, based on budget. From least to most expensive, you might choose a cluster of tiny diamonds, a large solitaire diamond or a large center stone surrounded by smaller diamonds or other gemstones.

4. Choose a shape that will retain its appeal over the years. Traditional teardrops or heart shapes may be more versatile than novelty shapes, such as hummingbirds or sunflowers.

Consider Stone Color and Quality

5. Make your main color decision, also based on budget. Colored, or "fancy," diamonds are rarer and cost more than colorless diamonds. Both have beauty and brilliance. Choose hues of yellow, red, blue or black.

6. Choose the highest quality in cut and clarity that you can afford for large pendant stones. These are meant to be highlighted and must perform brilliantly under scrutiny.

7. Select the diamond pendant that combines unique appeal, a flattering fit and the best-quality stones.

8. Ask your dealer to provide authenticity documentation from a respected laboratory, such as the Gemological Institute of America (GIA).

Tips & Warnings

• Because a diamond pendant often includes large center or solitaire stones, quality is key to a good-looking piece of jewelry.
• For the best quality, choose diamonds without visible occlusions, or spidery cracks. These are desirable in some gemstones, such as emeralds, but not in refractive stones such as diamonds.
• Don't compromise on stone quality for a setting that you really like. Keep searching, or purchase stones and setting separately.
• Watch out for treated or simulated fakes. Diamond pendants can run very high in price, especially the "fancy" combinations. It is well worth it to have an outside appraiser authenticate your purchase.