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Step 1
Ask your best friend, a relative, to add you in their credit card as a user. Do not expect to actually use the card. Remember it is just a favor, please do not forget to pay the fee for adding you as a user. If paid back on time and no payment was missed, expect an improve on your credit score.
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Step 2
Allow some time to apply for a credit card (this one in your name only). What I did is apply for a credit card that is offer in a local gas station. They are very easy to get, however the limit will be low. But at least you now have a credit card :)
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Step 3
Go to your bank and ask for a loan. Its better to ask for a small loan. If you bank with them for a long time, they will be glad to do it. Be sure at least to have a score in your credit.











Comments
raystarck said
on 10/24/2007 Great advice for our ehow users. thank you!