How to Buy an Insurance-Friendly Vehicle

Various factors affect how much you will pay for auto insurance. One way to lower your insurance rates is by finding insurance- friendly vehicles. Consider these steps before purchasing your next car.

Difficulty: Moderately Easy

Instructions

1. Search for vehicles that rate the best in collision tests. Numerous tests are conducted on vehicles to determine which ones fare best under impact. By choosing one of these vehicles you will benefit from added safety and qualify for lower insurance rates.

2. Purchase a used vehicle that has a good safety rating instead of a new one. This will reduce the amount of insurance you are required to buy.

3. Review the vehicles named at the Insurance Information Institute to discover which vehicles are preferred by thieves. Make sure your selection is not on the list.

4. Install security devices on your vehicle if they do not come factory installed. This will increase your vehicle's insurance-friendly value.

5. Choose a vehicle style and color that rates low in accidents. Picking popular styles and even colors that are always involved in crashes will cause insurance rates to be considerably higher.

Tips & Warnings

• Check around for additional discounts offered through your job or groups you may already be a member of.

Resources

• Insurance friendly vehicles.
• Factors that affect your car insurance rate.

[annajacobs]

on 11/28/2008 Coupes are less insurance friendly than four door sedans.