How to Get UFO Insurance

UFO insurance is generally taken to mean insurance against alien abduction. Approximately 4,000 such policies were purchased prior to 1997. At least one claim has been paid to a man who provided adjusters with sufficient proof of his trauma. UFO insurance covers any damage to you, your pets, livestock, crops and property due to electromagnetic field stability or radiation levels.

Difficulty: Moderately Challenging

Instructions

1. Negotiate with your current homeowner's or renter's insurance agent to include UFO damage in your existing coverage. Select a legitimate agent and policy underwriter to draft your policy. If you have to file a claim against your policy, you don't want to find out that the policy is a fraud or a joke. Ask for references from others who have purchased UFO insurance. Ask others about their experience dealing with your agent. One particularly reputable source of all things insurance is Lloyd's of London.

2. Clarify exactly what documentation is necessary to bring a successful claim against the policy. Document a baseline to show the original condition of your property. Take soil samples, electromagnetic field measurements and radiation levels to document their normal state. If a UFO causes damage, this documentation gives you proof of the extent of the devastation.

3. Ensure that both you and your agent have copies of the policy. Keep your copy in a secure, fire-proof location away from your primary residence, such as a safe deposit box. Tell family or close friends about the policy so they know it exists. Tell them where to find it in case you are unable to retrieve it yourself.

Resources

• International risk assessment and insurance through Lloyd's of London

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