Things You'll Need:
- Proof of employment, usually pay stubs
- Checking account
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Step 1
Get your supporting documents together so you can quickly fill out applications. Most same day car loans don't require a credit check, but you do need proof of employment and a checking account.
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Step 2
Find a creditor that gives out same day car loans. Most banks and credit unions will not offer these loans, so your best bet will be to look online and at dealerships.
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Step 3
Apply for several same day car loans before you make a decision. Even though you're pressed for time, you still want to try and find the best rate on your loan.
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Step 4
Do some quick calculations to work the loan payments into your budget. Since same day car loans tend to be for smaller amounts, the payment period is shorter and monthly payments may be high.
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Step 5
Have the same day car loan deposited directly into your checking account so you can use it right away. Some online lenders will give you the option to have a check mailed to you with next day service.
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Step 6
Set up an automatic payment schedule with your lender. Many same day loan companies give you a small break on the rate if you pay this way. This method is one way that same day lenders reduce the risk of offering loans without credit checks.
