How to Find a Business Insurance Agent
No matter what type of business you have, you need business insurance. The type of business insurance that your company will need will depend on what state it is located in, what type of business you have and whether or not you have employees. A good business insurance agent will help you determine what business insurance policies are right for your company. Use these steps to find an agent.
Instructions
-
-
1
Conduct a local search for a business insurance agent. To find local agents who sell business insurance, ask other local business owners who they use, search through your local yellow pages or request a referral from a local business owners' professional network.
-
2
Search online for nationwide or online business insurance agencies. This can be done by simply conducting a keyword search for "business insurance" or by searching for specific business insurance agency names such as "Horizon Agency, Inc." When reviewing potential online insurance agencies, look for signs that they are a quality agency. For example, "Horizon Agency, Inc" has been in business since 1974, and it is rated in the top 10 percent of its industry.
-
-
3
Take advantage of free business insurance rate quote services. While online, look for insurance quote sites. These sites will allow you to fill out a single basic request form that includes your contact information and the type of insurance you are interested in. Once you submit this form your request is matched with multiple insurance providers in a database and your request is sent to those insurance agents that are licensed to sell business insurance in your state and that also sell the type of insurance you are interested in.
-
4
Contact the professional organizations that you belong to and ask if they have a list of good business insurance agents to work with. This option is great for professionals who are more vulnerable to professional liability cases such as doctors, lawyers and accountants.
-
1
Tips & Warnings
Evaluate your business's risks to figure out what types of business insurance policies you will need. Then find an agent that offers these types of insurance policies.