How to Add Money to a PayPal Account

If your PayPal account is falling a little short on funds for purchases, you can always add money to it to supplement the available balance. Of course, customers paying for an item or service you've provided will also add money to your PayPal account. If you wish to add money yourself, however, you'll be happy to know that doing so is as simple as making an electronic transfer from your bank account.

Things You'll Need

• PayPal account
• Bank account

Instructions

Add Money to a PayPal Account

1. Determine whether or not you have a bank account tied to your PayPal account. You can do this by clicking the "Edit Profile" link on your "Account Overview" page. When you reach the "Profile Summary" page, click on the "Bank Accounts" link in the "Financial" column.

2. Know and keep handy the last four digits of your bank account. For security purposes, when PayPal shows a list of available bank accounts, the name of the financial institution and the last four digits of the account are all that will be visible. The rest of the numbers are shown as "xxxxx."

3. View the bank accounts associated with your PayPal account to make sure the account you want to make a transfer from is listed and confirmed. If necessary, add it and complete the confirmation process.

4. Click the "Add Funds" link on the top of any PayPal page. When you reach the "Transfer Funds" page, make note of the processing time. It usually takes 3 to 4 business days for electronically transferred funds to become an available part of your PayPal balance.

5. Choose the "Transfer Funds From a Bank Account in the United States" link.

6. Pick the right bank account from the provided drop-down menu. You have the option of adding an account from this page as well.

7. Enter the amount of money you want to transfer and hit the "Continue" button.

8. Look over the confirmation page and make any necessary corrections before clicking on the "Submit" button.

9. Check your inbox for a confirmation email and return to your PayPal account in a few days to check the status of the transfer.

Tips & Warnings

• If you don't have enough money in your account to cover a purchase and can't wait for a transfer to go through, you can pay for part of the purchase with your balance and pay the remainder with a credit card.

• An "Add Funds" transaction can't be reversed once the process has begun. You will have to wait until the funds are part of your PayPal balance and then transfer them back to your bank account.