How to Get a Free Credit Report

How to Get a Free Credit Report? Do you want to get a Free Credit Report so that you can check your Credit Score online and repair your credit? Well there are three main credit report (credit score) agencies/bureaus: Equifax, Experian, and TransUnion. Under the Fair and Accurate Credit Transactions Act , you can obtain one annual FREE copy of your credit report. For more information see the resource links listed below.

Difficulty: Easy

Instructions

Things You'll Need:

• Internet or telephone
• Access to one of the many companies that will supply you with your Free Annual report.

1. 

   Check the many agencies that will supply you with your Free Credit Report and make sure there are no hidden stipulations.

2. 

   Once you pick a few companies that you would like to have supply you with your Free Credit Report, do a little online research and make sure the company is reliable. The Better Business Burrow (BBB) is a good place to start.

3. Once you get your Free Credit Report make sure you know how to read and understand it.

Tips & Warnings

• Make sure that the web site you use to get your Free credit report has SSL encryption.
• Learn how to Improve your Credit Score.
• Do not take your credit score lightly. Doing so could cost you a lot of money in paying overly high interest rates.

[zanon]

on 4/2/2009 Awesome article about getting a free credit report. I would recommend adding the link in the resources section as you said you would.

[ttbirdie]

on 4/1/2009 Thanks 5*

[moonlitcrystal]

on 3/18/2009 Great article!

[StarrySkye]

on 12/1/2008 Great tips...thanks for sharing

[Michelle1027]

on 3/28/2008 You can also go to the Government website, www.annualcreditreport.com. You can get a FREE credit report from all three bureaus, once every year!