How to Finance a Brow Lift Surgery

Although brow lift surgery is expensive, the price you pay will depend on the doctor you choose and where you live. There are several factors that will determine the cost, so be sure you understand exactly what you are getting for your money. Brow lift surgery is considered cosmetic surgery, so it is unlikely that your insurance company will pay for it. There are, however, a number of ways to finance brow lift surgery, so weigh your options.

Difficulty: Easy

Instructions

Finance a Brow Lift Surgery

1. Talk to several surgeons. Get price quotes, and be sure to find out exactly what services their fees cover.

2. Review your finances. How much can you afford to pay upfront, and how much can you afford to pay monthly on the portion you finance? The less you have to finance, the less interest you will be paying in the long run.

3. Save for it. Since brow lift surgery is elective, consider delaying it until you can save enough money to pay for it in full.

4. Ask a wealthy friend or loved one for a no-interest loan. She might even consider gifting the surgery as a holiday or birthday gift.

5. Review your insurance policy with your agent. Insurance companies will pay for the surgery if it is being done to correct a serious deformity or trauma.

6. Discuss financing with your surgeon. Find out if his office offers a no-interest or low-interest financing plan. If so, be sure you understand the payment plan and finance rates. Sometimes, low interest rates are made possible through exorbitantly high monthly minimums.

7. Talk to the loan officer at your bank. A bank loan may offer the best combination of reasonable interest rates with a reasonable payment schedule.

8. Consider a medical financing company. These are lenders who specialize in financing cosmetic surgery. Check their rates and repayment options.

9. Use plastic. You can always finance brow lift surgery with your credit card, but beware of the high finance rates. Use this option as a last resort.

Tips & Warnings

• Your surgeon's fees may or may not include before and after care, prescription drugs and/or consultations. Be sure you know everything you will be required to finance.
• Choosing your surgeon solely on the basis of cost can be dangerous. Doctors with less experience may charge less to perform surgery, but your face and health are absolutely priceless. Ask your surgeon how many brow lift surgeries he has performed, and don't let cost concerns take precedence over concerns for your safety.
• There are risks involved with any facelift surgery. Complications can occur which would necessitate additional surgery. Be financially prepared for any worst-case scenario.

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