Things You'll Need:
- Internet security program
- Computer with Internet access
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Step 1
Protect the computer you use to conduct business online. Obtain a security software program that can shield you from being a victim of credit card fraud. Purchase a well-rounded package that includes spyware, firewall and email safety blockers.
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Step 2
Conduct business with secure Web sites. Stick with well-known sites that use encrypted payment methods. Find more topics about security tools and practices at The National Institute for Standards and Technology (NIST) Web site (see Resources below).
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Step 3
Report any phony emails you get to the Web site or organization being imitated. Know the signs for what are called spoof emails such as URL extensions other than the official Web site. Visit the Federal Trade Commission Web site where you can obtain resources about fraudulent email and spam mail (see Resources below).
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Step 1
Keep any documentation of how you have been a victim of credit card fraud. This includes communications such as emails, electronic credit card receipts and envelopes from the U.S. mail (or other delivery service).
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Step 2
Contact your credit card company online (and in writing) disputing the charges. Cancel all accounts that might have been tampered with or created without your permission.
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Step 3
File a report with the Internet Crime Complaint Center (see Resources below). This agency works along with the FBI and the White Collar Crime Center. After you file a report, the agency will forward your information to local or state authorities.
