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How to Pre-Plan a Funeral to Save Money

Funerals can be costly-and sometimes the expense of a funeral can be daunting to family members, especially when someone has died unexpectedly. Pre-planning a funeral for yourself or a loved one can help to save some of the financial burden and costs of a funeral service.

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    Difficulty:
    Moderate

    Instructions

    Things You'll Need

    • Funeral home
      • 1

        If the service is for yourself, go to a local funeral home and talk to a funeral director. If you are helping a family member or friend plan a funeral, go together to talk to a funeral director.

      • 2

        Set a budget for the funeral you are pre-planning.

      • 3

        Talk to the funeral director about the options available.

      • 4

        Discuss the things you would like at the funeral-casket type, cremation or burial, burial plots, flowers, donations, tree-planting ceremony, graveside ceremony, funeral service, music, poetry, readings and speakers.

      • 5

        Make some solid decisions about these subjects. The funeral director will be able to help you make many of these decisions based on your needs, wishes, wants and budget.

      • 6

        Write down your funeral plans, or have a copy made. Put these plans in a safe place where others will find it. Tell key family members where the plans are.

      • 7

        You can pre-pay for the funeral arrangements as well, in monthly payments or a lump sum.

    Tips & Warnings

    • Pre-planning a funeral for yourself or a loved one can save thousands of dollars and takes some of the pressure off the family when someone passes away. It can be a daunting task to plan a funeral in the middle of grieving.

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