How to Invest in Mutual Series Funds

Led by CEO Peter Langerman, Mutual Series funds focus on undervalued stocks. This strategy allows the company to reduce risk. With over 50 years of experience, this branch of Franklin Templeton Investments has a proven track record. Follow these steps to invest in Mutual Series funds.

Instructions

Difficulty: Moderate

Things You’ll Need:

• Prospectus

Learn About and Invest in Mutual Series Funds

1. Determine your goals. Mutual funds vary from conservative to aggressive. Whether you're investing toward your retirement or a down payment on a house, there's a fund that's right for you.
2. Keep in mind that mutual funds are generally long-term investments. Invest only what you can afford.
3. Consider college. If you live in New Jersey, look into the 529 college savings plans that Mutual Series has to offer. Remember, an investment in education requires caution; contact a financial adviser for professional help.
4. Aspire to retire. College plans aren't the only thing Mutual Series has to offer. Consider one of the group's more conservative retirement plans.
5. Research operating costs and fees. Many mutual funds have loads, which are enrollment fees. Furthermore, since a team of professionals manages the mutual funds, all investors must pay a percentage of the operating costs.
6. Redeem at the right time. Like other mutual funds, Mutual Series funds subject investors to an early redemption fee. Wait at least 60 days before liquidating your assets.
7. Download the prospectus, which outlines a fund's objectives, assesses its risks and discusses its performance. Carefully read the prospectus before investing.
8. Look into the past. Before you choose a fund, check its record. You can get a snapshot of the fund's performance on the Franklin Templeton Investments Web site (see the Resources section below). Make sure it performs to your standards.
9. Contact a financial adviser. It pays to have a professional on your side. Plus, since you cannot directly invest in Mutual Series funds, you'll need a financial adviser to handle your investment.
10. Keep up with the changes in the market and the performance of your fund. Remember, don't panic if your fund depreciates; it's a natural part of the market cycle.

Tips & Warnings

• Know what you want. Some funds are stable but offer little growth. Others may be risky but can potentially pay handsomely.
• Many mutual funds carry fees. Fees vary from fund to fund.
• Invest comfortably. Don't risk what you can't afford to lose.