How to Invest in RS Investments Mutual Funds

By eHow Personal Finance Editor

Rate: (1 Ratings)

Founded in 1986, San Francisco's RS Investments has a history of success. The financial rating groups Morningstar and Lipper have highly ranked several of RS's mutual funds. Follow these steps to invest in them.

Flag Article

Instructions

Difficulty: Moderate

Things You’ll Need:

Prospectus

Invest in RS Investments Mutual Funds

Step1

Understand the risks. Though a mutual fund's diverse nature makes it safer than most investments, these funds cannot guarantee to return a profit. You can even lose your investment.

Step2

Temper your expectations. Mutual funds are long-term investments, so don't invest hoping to land a big score in a matter of months.

Step3

Study the details. Every investment firm has different fees and costs. However, unlike many mutual funds, RS Investments allows for immediate liquidation based on the day's market value.

Step4

Read the RS prospectus before investing. This document, which explains the firm's goals and present performance, is available on the RS Web site (see the Resources section below).

Step5

Research your fund. It's a good idea to know how well a fund performs before investing in it. You can access annual and semiannual reports of the funds on the RS Web site.

Step6

Contact a financial adviser, especially if you're not a seasoned investor. Many financial advisers are relatively inexpensive. Rely on your financial adviser to handle the technicalities of investing in RS mutual funds.

Step7

Follow your portfolio. Though one benefit of mutual funds is freedom from most investment responsibilities, you should regularly monitor the fund's performance.

Step8

Keep cool. The market continually fluctuates, so if your investment depreciates, don't panic.

Step9

Check your facts. To learn more about mutual funds and investing, search online or visit your local library. The Investment FAQ is a great Web site for general investment knowledge (see Resources below).

Tips & Warnings

Watch for hidden costs and fees. If you are a Class A shareholder, you may pay up to a 4.75 percent sales charge.
Understand that minimums tend to increase over time. Consult the RS Web site for the most current minimums.