How to Invest in Rockland Mutual Funds

Led by Richard H. Gould, Rockland Funds has been investing in small-market capitalizations since 1996. Gould's strategy is to invest in diverse stocks with strong potential. Follow these steps to invest in Rockland Funds.

Instructions

Difficulty: Moderate

Learn About and Invest in Rockland Mutual Funds

1. Look before you leap. Invest a sensible amount--not your life's savings--into these mutual funds. Though mutual funds consist of relatively safe investments, such as stocks and bonds, Rockland Funds invests 80 percent of its net assets in small capitalization companies. These diversified stocks contain a degree of investment risk.
2. Decide how much to invest. Rockland Funds requires a minimum investment of $2,000. You can invest this amount in one lump sum.
3. Enroll in an investment plan of $250 per month (for a minimum of 8 months) in lieu of the lump-sum payment. Be careful: if you invest for fewer than 90 days, you are subject to a 2 percent redemption fee.
4. Review the prospectus before you commit to an investment. This document details the company's goals, costs and performance.
5. Read the biannual, annual and past-performance reports to learn more about Rockland's performance history. Reports are available on the Rockland Funds Web site (see the Resources section below).
6. Call [phone] or visit Rockland Funds online to receive or download an application. Fill it out and send it in. Upon receiving your application, the company will invest your money based on that day's market prices.
7. Expect Rockland Funds to promptly contact you with your account and portfolio information.
8. Be patient: remember, this is a long-term investment, and the market is bound to fluctuate. Don't panic if your stocks dip and dive. Rockland Funds will contact you if your investment dips below $2,000 for more than 30 days.
9. Brush up on your basics. If you need help reading your quarterly statements or want advice about your mutual funds during tax season, visit an online learning center like The Investment FAQ (see Resources below).

Tips & Warnings

• Rockland Funds establishes accounts based on current market prices.
• When you investigate a fund's past performance, note its volatility. If you're trying to meet short-term goals, you may be better off with a more stable fund.
• Any stock market investment can be risky. Invest within your comfort zone.
• Investment minimums are apt to change over time. Review current minimums at the fund's Web site before investing.