How to Invest in Highmark Mutual Funds

HighMark Capital Management, Inc., a subsidiary of Union Bank, manages the Highmark mutual funds. This fund family offers approximately 30 different funds. Follow these steps to invest in HighMark mutual funds.

Instructions

Difficulty: Moderate

Things You’ll Need:

• Prospectus
• Account application

Study HighMark Mutual Funds

1. Download a prospectus for HighMark mutual funds from the company's Web site (see the Resources section below), or call [phone]. Read it carefully to learn about the basic types of funds HighMark offers as well as the investment objectives and strategies of the funds.
2. Choose the type of account you want to open -- an individual account, a joint account or a trust account. Contact HighMark Funds Investor Services at [phone] with any questions you have about opening an account or for instructions on opening an IRA account.
3. Download an account application from the HighMark Web site.
4. Fill out all relevant sections of the account application, and write a check for the amount of your investment.
5. Mail your account application and check to HighMark Funds at P.O. Box 8416, Boston, Massachusetts, 02266-8416.

Choose HighMark Mutual Funds to Invest In

6. Choose from among the variety of funds that HighMark offers: four moderate allocation mutual funds; four intermediate-term bond mutual funds; large-blend, large-growth and large-value mutual funds; and small-value, small-growth mutual funds.
7. Decide how to allocate your investment funds. The HighMark Funds family contains more than 30 different mutual funds and offers shares into two different classes, A and C (read the prospectus for more information on share classes). You can use a single account application form to invest in a variety of funds, so decide how much you would like to invest in each.

Tips & Warnings

• Call HighMark at [phone] to open an Asset Allocation Account.
• To open an account on behalf of a corporation or trust, you must provide complete identifying information for each person who is authorized to conduct account transactions.
• You can use the HighMark Automatic Investment Plan to regularly invest small amounts in the funds of your choice.