How to Invest in Goldman Sachs Mutual Funds

Goldman Sachs offers various mutual funds, including money market accounts. Investors in Goldman Sachs mutual funds have the comfort of knowing that their investments are backed by the considerable resources of a global company, one of the largest financial services companies in the world. But even that does not guarantee returns. Follow these steps to invest in one of over 30 Goldman Sachs mutual funds.

Difficulty: Moderate

Instructions

Things You'll Need:

• Prospectus
• Account application

Invest in Goldman Sachs Mutual Funds

1. Visit the Goldman Sachs mutual funds Web site (see Resources below). The Web site provides information on funds in the Goldman Sachs family as well as guidance on purchasing shares.

2. Choose a fund category. Goldman Sachs offers funds in several categories, including growth, income, and international. Before choosing one, determine your investment objectives and the type of financial instruments you want to invest in.

3. Acquire a prospectus. Call Goldman Sachs at [phone] or contact an investment adviser or service to obtain a prospectus for a particular fund.

4. Study the prospectus for details that will help you understand the mutual fund. Investigate items such as fees, the minimum investment required, the fund's risk level and its primary and secondary investing goals.

5. Purchase funds through authorized dealers, from Goldman Sachs or directly from a particular fund. In all cases, you must fill out an application, which you can download at the Goldman Sachs Web site.

Tips & Warnings

• Goldman Sachs offers mutual funds to U.S. and non-U.S. investors. Visit the Goldman Sachs Web site for a list of funds open to non-U.S. investors if you are investing from outside the United States.
• Before investing in Goldman Sachs mutual funds, either consult a financial adviser to help clarify your investment goals or do some homework to learn what types of investments best suit your situation. Because Goldman Sachs offers such a multitude of different funds, preparation can make choosing a fund easier.