How to Get Cash From an ATM

The ATM or Automated Teller Machine has changed the way we use banks. Prior to the ATM, customers were required to use the bank during banking hours and wait to speak to a bank teller to withdraw money from an account. The ATM offers the convenience of 24-hour service and quick access to cash.

Things You'll Need

• Bank account
• Cash in your bank account
• ATM card
• PIN number

Instructions

1. Open an account at a bank. Make sure to sign up for ATM service. Many banks offer this service for free when used at the bank's branches. The bank will give you an ATM card and a code called a PIN number.

2. Create your own personal PIN number and memorize the number.

3. Drive or walk up to the ATM.

4. Approach the ATM and read the screen for directions.

5. Insert or swipe your card through the ATM. Enter your PIN number and type in the amount you wish to withdraw. The bank's computer will then subtract that amount from your account, and the ATM will dispense the cash.

6. Collect your cash and remove your card from the ATM.

7. Get your receipt from the ATM. Verify your transaction was recorded accurately.

Tips & Warnings

• Make sure the area surrounding the ATM machine is safe and well lit before withdrawing cash. Many thieves hang around ATM machines to steal cash or PIN numbers.

• Do not write your PIN number on your ATM card, and do not keep the card and PIN number in the same location. This would make it easy for crooks to steal cash from your account if your wallet was lost or stolen.

• Be aware that if you use an ATM that does not belong to your bank that you could be charged a transaction fee. Most ATM machines will warn you about this fee before you finalize the transaction.