Things You'll Need:
- Computer with Internet access
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Step 1
Do your research. TIAA-CREF offers 18 different types of mutual funds that are classified as "no-load," meaning that you will not be charged a fee unless you enlist the assistance of a broker.
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Step 2
Expect quality service. Whether or not you choose to invest with the help of a broker, you can have faith that TIAA-CREF will be there if you need help. TIAA-CREF has prided itself on quality service for over 85 years.
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Step 3
Know that your money is safe. Although mutual funds still carry a slight risk, TIAA-CREF handles over $380 billion dollars.
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Step 1
Examine your intentions before you invest. TIAA-CREF offers several mutual funds that are designed for both short-term and long-term goals, so it's important to understand what you're aiming for in order to find the right fund for you.
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Step 2
Understand the level of risk that you can afford to take in order to meet your goals. TIAA-CREF offers mutual funds in the more uncertain areas of international equity and real estate as well as traditional offerings, such as the stock market or fixed income.
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Step 1
Log on to your computer and go TIAA-CREF's homepage.
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Step 2
Click on the "Products" bar, which will lead you the "Mutual Funds" option. On the right-hand side of the screen, click on "Get Started" under "Open an Account."
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Step 3
Read the prospectus offered for each mutual fund. The prospectus will give you all the information you need to determine which mutual fund will match with your financial goals.
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Step 4
Choose how you would like to apply: by mail or online. If by mail, print out the paper application, fill it out and send it in. To apply electronically, complete the forms provided online and hit "Submit."
