How to Invest in Wells Fargo Mutual Funds

Wells Fargo is the oldest and largest financial institution in the West. With the highest possible credit rating (Moody's Investors Service) and the highest U.S. bank credit rating (Standard & Poor's Rating Services), Wells Fargo combines respectability with knowledgeable customer service, comprehensive portfolio management and a wide lineup of funds to help you reach your financial goals.

Things You'll Need

• A computer with high-speed Internet connection
• Time to read, research and ask questions
• An understanding of investments, associated expenses and risks
• A simple background in mutual funds

Instructions

1. Research the basics. Before you invest, visit an unbiased Web site, such as The Investment FAQ, listed in Resources below, to learn the fundamental principles of investing in general and mutual funds in particular.

2. Calculate the amount you would like to invest. Because this is based on income, savings and many other factors, you may want to consult a financial planner. Remember, different mutual funds may require different initial investments.

3. Read a prospectus. A prospectus lists a fund's particulars, including the risks involved in investing in that fund. On the Wells Fargo site, prospectuses are found under Prices & Performance.

4. Visit the Wells Fargo Web site, listed in Resources below, and view their mutual fund opportunities. (To complete the next step, you must choose a fund.)

5. Request a mutual fund application from Wells Fargo's Web site. You can request either an electronic version or a hard copy, but you must choose one or more of their mutual funds at this time.

6. Complete the application carefully and completely. The online form takes less than 15 minutes to complete. You will need to supply online banking information if you are applying online.

7. Return your paper application with your investment, if you requested one.

Tips & Warnings

• The Wells Fargo Web site has many brief yet informative articles on the basic principles of investing, various types of investments and the differences between the markets.

• Polite and highly-trained customer service representatives are available 24/7.

• You can invest in Wells Fargo mutual funds directly, independently or with the assistance of an investment professional.

• Although a somewhat safe investment, mutual funds always involve risk, including the possible loss of the principal amount you've invested.

• The past performance of any mutual fund is never a guarantee of its future performance, so research your potential investments carefully.

• Wells Fargo mutual funds are not FDIC insured, do not have a bank guarantee and may lose value.