Things You'll Need:
- two months salary
- reputable jeweler
- financing options
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Step 1
Find out what she likes. Check out her other jewelry; take note of her favorite stones, cuts, and bands. Ask friends. Women generally know more about jewelry than men.
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Step 2
Find a good jewelry store. See what their payment and return policies are, and then check with the Better Business Bureau to see if the store has had any complaints.
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Step 3
Pick a price range. The tradition is to spend two months salary on the ring. But that's just tradition. It's more important to get a ring that she'll like, even if it's a little bit more or less.
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Step 4
Be prepared to negotiate. Jewelers haggle just like car salesman, it's expected. Make sure your initial offer is less than you are willing to pay, because it's unlikely your first offer will be the final offer.
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Step 5
Decide on a stone. This is the tough part. There's a lot to know, you'll need to do a bit of research beforehand but here's a brief rundown. Diamonds are your safest bet. Don't choose anything else unless you are sure she doesn't want a diamond.
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Step 6
Understand the 4 C's. That's clarity, color, cut, and carat. The jeweler is a valuable tool in understanding the stone you choose.
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Step 7
Choose a band and setting. This is less important than the stone. Basically, choose what your fiancée prefers. She probably already has a ring style, so remember what her friends and family said.
