How to Invest In Alliance Mutual Funds

AllianceBernstein Investments, Inc. is a world-known investment firm, serving more than 4 million clients and managing assets that total approximately $146 billion. AllianceBernstein Investment's parent company, AllianceBernstein L.P., consists of three other companies. In June 2006, the total managed assets for the companies combined was approximately $625 billion. Alliance offers numerous mutual funds, with a mutual fund and investment strategy to meet just about any objective.

Difficulty: Moderately Easy

Instructions

Things You'll Need:

• Money to invest
• Financial advisor

Understand Your Investment Options

1. Understand Alliance's wealth strategies. Alliance's six wealth management strategies are intended to provide high returns, in keeping with your investment goals, and an acceptable level of risk.

2. Understand that Alliance's ten retirement strategies are intended to contribute to a secure retirement. Seven of the retirement strategies are crafted for saving for future retirement and three are designed for those who are currently retired or planning to retire within a short time.

3. Review the particulars of fixed-income funds. Alliance fixed-income mutual funds, also called bond funds, are designed to provide current income. Income is provided through fixed-income securities. These funds use the Alliance fixed-income proprietary research.

4. Understand balanced funds. Balanced mutual funds are intended to avoid extreme risk while simultaneously producing income and appreciating capital, utilizing Alliance's equity and fixed-income research. Alliance balanced funds combine investments in both common and preferred stocks with bonds and short-term securities.

5. Get to know money market funds. Money market funds invest in short-term debt instruments and are among Alliance's investment products. They are considered among the safest of investment options.

6. Consider closed-end funds. Alliance closed-end mutual funds have a set number of shares and are invested in domestic and international securities. Alliance has both fixed-income and equity closed-end funds.

7. Learn about equity mutual funds. Alliance equity mutual funds invest in highly diverse stocks. Each fund utilizes Alliance's equity research and a disciplined approach, with uncompromising adherence to fund objectives.

8. Request and review prospectuses of the Alliance mutual funds that interest you.

9. Discuss which funds may best fit your objectives with your broker or financial advisor. Invest with help from your advisor or by contacting the fund directly.

Tips & Warnings

• Though money markets are considered relatively safe investments, they are not Federal Deposit Insurance Corporation (FDIC) insured.

Resources

• Visit the AllianceBernstein Investments, Inc. website here.
• Use the company's investment planning profile by clicking here.