How to Collect Unemployment

By eHow Personal Finance Editor

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Losing a job can be devastating, and there are lots of complicated issues to deal with. Collecting unemployment shouldn't be one of them. Most states have an easy, one-stop process you can follow.

Instructions

Difficulty: Easy

Things You’ll Need:

  • Telephone Book
  • Telephones
  • Social Security Cards
  • Identification Cards

Step1
Find the state government pages in your phone book.
Step2
Look for the "Employment Department" listing. If it's not there, try "Employment Service," "Public Employment Service," "Unemployment" or a similar phrase.
Step3
Call the phone number listed. Make an appointment to visit the employment office.
Step4
Take your Social Security card and identification.
Step5
Give the representative your Social Security number and your last employer's name, address, ZIP code and phone number. Provide any other needed documentation.
Step6
Listen carefully to what you must do - such as actively look for full-time work and mail in weekly or biweekly reports - to remain eligible for unemployment benefits.
Step7
Ask the representative when you should expect your first check. (It may be as soon as a week.)
Step8
Ask what other services the department offers. Many states offer job placement and career counseling services.
Step9
Call the department with any questions or concerns.

Tips & Warnings

  • You can probably still collect unemployment if you find a part-time job. Check with your state's employment department.
  • You may be eligible for unemployment benefits even if you were fired, received a severance package when laid off or moved to another state. Give the office the facts, and allow it to make the determination.
  • Remember to include unemployment benefits when you file your federal (and some state) income taxes. You can choose to have money withheld from your checks to cover additional income taxes that you'll need to pay.
  • Unemployment benefits don't last forever. Find new employment as soon as possible.

Comments

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r0707

r0707 said

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on 10/22/2007 My friend applied for unemployment benefits and was approved but has not received his first check yet. It has been over 3 weeks. He found out that his first check was paid but he has not received it and cannot reach anyone by phone to find out where his check is. What should he do?

r0707

r0707 said

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on 10/22/2007 A friend of mine filed for unemployment and upon checking, he discovered his first check was paid but he has not received it after 3 weeks and can't reach anyone to find out where the check is. What should he do?

Anonymous

Anonymous said

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on 8/8/2006 Unemployment benefits are usually handled in the office nearest your home address. If your home address and your mailing address are different, be sure to inform your assigned agent.

I was required to attend an orientation meeting that was held over an hour's drive away from where I was staying--in a location that was more central to getting another job in my industry. Long story short, I missed that meeting, two rescheduling, and a week's check. It took several phone calls to convince them I was closer to another location. I attended, but I never got that week's benefit back. At least I was able to report it as such on my taxes that year.

Anonymous

Anonymous said

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on 5/22/2007 Your state may offer you the chance to apply for unemployment benefits online. When in doubt about anything, call and ask.

Anonymous

Anonymous said

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on 11/22/2005 If your employer requests a hearing, the best thing you can do to for yourself is get an attorney that specializes in unemployment law. Your attorney can ask questions you man not think to ask and is there to protect your interests. Your employer may have an attorney there; why shouldn't you?

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eHow Article: How to Collect Unemployment

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