How to Become a Title Service Agent

You must pass your state's licensing exam to be eligible to work as a title agent.

A title service agent, also referred to as a title insurance agent, is a sales position within the insurance industry. This position proposes and sells title insurance policies to individuals and businesses who purchase real estate to safeguard the validity of the title. Individuals who are interested in pursuing this career path must meet certain requirements to be eligible for employment in this field.

Instructions

1. Contact the State Department of Financial Services for your locality to determine what the specific licensing requirements are in your state. These generally include successful completion of a licensing exam, though some states also require one to three years of relevant work experience to be eligible for licensure as a title agent.

2. Study for your licensing exam by purchasing self-study books and materials, such as "The Fundamentals of Real Estate and Title Insurance," or by attending a title exam preparation course in your area. There are also several online courses and webinars that can assist in the exam preparation process.

3. Register to take your title licensing examination once you feel that you are fully prepared. You must receive a score of at least 70 percent to successfully pass the exam and become licensed.

4. Apply for entry-level title agent job opportunities in your area. If you are already employed by a title or insurance company, notify the company of your credentials and inquire about the possibility of transferring to a title agent position internally. You must be sponored by an insurance company to maintain your license and actively sell title insurance.

Tips & Warnings

• You must meet the licensing requirements for each state in which you plan to conduct business.

References

• Pennsylvania Title Association: How to Become a Title Agent
• Bureau of Labor Statistics: Insurance