How to Add a Wife on Car Insurance Premiums

Auto insurance policies are financial tools that protect policyholders from monetary loss when an accident occurs. Damage to another person's property or vehicle and personal injury are usually covered by an automobile premium. If your wife drives your car, you may want to include her on your car insurance policy to protect her and your vehicle. Policy updates made over the phone or in person usually take about 15 to 20 minutes to complete.

Instructions

1. Gather your insurance premium information. You will need to know your insurance policy number, identify the insurance company or agent who sold you the policy and locate a contact phone number. If you do not have a local agent, find the contact number for the insurance company.

2. Gather your wife's personal information. You will need her name, full date of birth, Social Security number and driver's license number and the state where the license was issued.

3. Call the insurance company and let them know you want to add your wife to your existing car policy. You will be asked for the policy number to ensure the proper documents are updated.

4. Provide your wife's personal information to the agent to complete the transaction.

5. Request the insurance agent send you a fax of the the updated insurance declarations page listing your wife on the car insurance policy.

6. Print a copy of the updated declarations page and keep it with your existing insurance identification card until the updated identification card arrives in the mail.

References

• "Insurance for Dummies"; Jack Hungelmann; 2009
• Online Auto Insurance: How Do I Add A Driver to My Insurance Policy?