By
eHow Personal Finance Editor
Difficulty: Moderately Easy
Things You’ll Need:
Step1
Understand that you are eligible for Social Security Disability (SSD) as soon as you are disabled, but that your benefits will not begin until six months after the disability began.
Step2
Know that you will not be eligible for SSD if you earn more than $500 per month on average.
Step3
Call the Social Security Administration at (800) 772-1213 or visit your local office for an application.
Step4
Bring original or certified copies of your birth certificate, social security card, W-2 forms, medical records and lab reports.
Step5
Provide the names and addresses of all doctors, hospitals and clinics that have treated your disability.
Step6
Include a history of where you have worked in the past five years.
Step7
Consider that you may be able to apply for similar benefits under SSI (Supplemental Security Income) instead of SSD. SSD eliegibility is based on your work history and disability, while SSI eligibility is based on financial need.
Step8
Realize that benefits are not automatic and are given only after your case is carefully reviewed. Only certain types of disabilities are eligible for benefits.