How Renters Can Find Proof of a Home Foreclosure
When a rental property goes into foreclosure, a landlord is under no legal obligation to inform the tenant. If you suspect the home you are renting is in foreclosure and you have not been able to contact your landlord, or if he refuses to provide adequate answers, the Protecting Tenants at Foreclosure Act of 2009 allows you to get proof of any foreclosure proceedings on the property from the circuit court in your county.
Other People Are Reading
Instructions
-
-
1
Try to obtain any foreclosure information directly from your landlord by sending him a letter requesting this data.
-
2
Go to the circuit court in your area if you cannot obtain information from your landlord. Tell the clerk you want information about a possible foreclosure of the home you are renting. Some jurisdictions may allow you to search for this information online.
-
-
3
Give the clerk the address of the property and the landlord's name. She will search the court records, including judges' decisions and foreclosure sale records. If there is a record of foreclosure on the property, it will contain the date the property went into foreclosure and the date of the foreclosure sale. If the clerk does not find a record, there is no current foreclosure activity on the property.
-
4
Request a printout of the foreclosure information as proof. You may have to pay a nominal fee for the copies, depending on the number of pages and the county.
-
1
Tips & Warnings
According to the Federal Reserve Board, the Protecting Tenants at Foreclosure Act of 2009 expires on December 31, 2012.
