How to Calculate Your GPA for a Car Insurance Discount
Your grade point average, or GPA, is a measure of how well you're doing in your classes. It's usually based on a scale from 0 to 4.0, though some schools add additional points for honors and advanced placement courses. Many car insurers offer discounts to students with a 3.0 grade point average. Some specify that students need a B average or will accept students who can prove they're in the top 20 percent of their class. Good student discounts are significant, ranging from 10 percent to 25 percent.
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Instructions
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Find the number of credit hours you've earned for one grade. For example, if you took five classes, you could have earned a B in three of them and an A in two. If the total credit hours of those three courses equals nine credit hours, then you have nine credit hours of B credits. If the total credit hours of the A courses is seven, then you have seven credit hours of A credits. You have a total of 16 credit hours.
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Multiply the credit hours of the course times the numerical equivalent of the grade you received. In most cases, an A is a 4.0, a B is a 3.0, a C is a 2.0, a D is a 1.0 and F is 0. Therefore, if you took nine credits with a B average, the total is 27. If you took seven credits with an A average, the total is 28.
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Add all of the totals together. For example, 27 plus 28 is 55.
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Divide your total by the total number of hours. In the example, you had 16 credit hours total. Divide 55 by 16 to find a total GPA of 3.44.
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Tips & Warnings
Most schools will give you your GPA on your report card or transcript.
There are many online calculators to help you find your GPA.
