How to Remove a Court Ordered Lien
A court-ordered lien gives a creditor or debt collector the right to make a claim on your property. Liens on your house or bank account can follow a judgment against you. A creditor goes to court in hopes of collecting a debt and receives a judgment that orders you to pay the debt. However, when a debtor disregards a judgment order, creditors and debt collectors can request a lien. A lien on a bank account freezes the money in the account. A lien on your house requires you to use money from the sale to pay off the creditor upon selling the property.
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Instructions
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Pay off the balance to satisfy the unpaid debt by calling the company that has the lien on your house or bank account and making a payment over the phone. Alternatively, ask for the mailing address and send a check or money order for the full amount due.
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Settle with the creditor or debt collector on terms for an installment plan and then ask that the lien be lifted from your property. Agree to send a payment every week or once a month. Even if you can't pay off an old debt with one payment, your creditor or debt collector may remove the lien if you're willing to pay through installments.
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Fight the lien by appealing the original judgment order issued by the court. The court will remove a lien on your house or bank account if you appeal the judgment and request a new court date to discuss the debt.
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Tips & Warnings
If you wish to seek to vacate the judgment, you will need to file papers at the court clerk's office and provide proof to the court that you don't owe the debt collector or creditor.
