How to Find Out What Dental Insurance Covers Invisalign

Do you have dental insurance? Many people today are investigating whether or not their policy covers a procedure called Invisalign. It is a term describing an orthodontic treatment that helps to straighten teeth and doesn't require traditional braces. The aligners are specifically designed to gradually push your teeth into their proper position. It is an expensive technique, but considered highly effective. How is it possible to know if your dental insurance provides coverage for Invisalign?

Difficulty: Moderate

Instructions

1. Learn more about orthodontic insurance. This type of insurance typically covers up to $1,000 to $2,500 on the treatment. Dental insurance policies can be enhanced in a short time to offer additional coverage to your existing plan.

2. Call the customer care number given on your dental insurance policy. Explain that you would like an Invisalign treatment and verify from the company if your policy includes Invisalign coverage. If the answer is no, get more details about the coverage and see if it can be included in your existing policy.

3. Ask your local agent or the company about necessary steps for including this treatment in your coverage such as whether or not you might need supplemental insurance. In such cases, you may have to pay an additional premium.

4. Go online and find out the names of dentists who offer this kind of orthodontic treatment in your area. Try to find out how much they generally charge for the procedure. The cost usually ranges between $2,500 and $5,000, depending on the orthodontist you choose and the duration of the treatment.

5. Talk to your dentist and ask if they offer any financing plans. Doctors may also be able to give you proper guidance and suggest the best option.

Tips & Warnings

• Use the Internet for extensive research on Invisalign. It is always a good idea to learn more about the type of procedure you are planning to get done.
• Consider switching to a new dental plan if supplemental insurance is too expensive.
• Learn about the percentage of costs covered by the dental plan and the percentage costs coming out of your pocket.
• The treatment requires taking dental impressions, X-rays and photographs which cost extra. If you have recently had these done for some other treatment or purpose, consider choosing the same dentist for Invisalign as you would save money on these recurring costs.
• Make sure your dentist or orthodontist is certified for Invisalign treatment.