How to Finance a Pioneer Kuro
A Pioneer Kuro is a large-screen television made by Pioneer Corp. The television is a 50-inch plasma display television. While plasma televisions are not new, this one boasts the latest inputs for High Definition Multimedia Interface (HDMI) as well as connectivity to a personal computer. The television's price varies but is generally expensive enough to warrant financing.
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Instructions
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Get a loan application from the dealer from whom you are buying the television. Large department stores and dealers for Pioneer may have a financing operation in-house or have access to lenders to regularly provide financing for their customers.
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Fill out the loan application with all of the information requested. This will include your name, Social Security Number, address and work information. The company will perform a credit check to make sure you can obtain financing for your new TV.
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Submit the loan application with your proof of income, if necessary. If the dealer or store where you are purchasing the Kuro requires proof of income, then you must submit the pay stubs or tax returns necessary to prove your income.
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Pay with a credit card. Skip the loan application and purchase the Kuro on your credit card. As long as you have enough credit available on the card, financing your Kuro on your credit card saves you the hassle of applying for a loan.
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Tips & Warnings
When paying for the Pioneer Kuro on a credit card, be aware that interest charges may be substantially higher than for a fixed-rate loan. This is because credit cards are considered revolving lines of credit. They often offer higher interest rates than a fully amortized and fixed-interest-rate loan.
References
- reviews.CNET.com: Pioneer Kuro PDP-5080 HD
- "Practicing Financial Planning for Professionals (Practitioners' Edition), 10th Edition"; Sid Mittra, Anandi P. Sahu, Robert A Crane; 2007
