How to Cash a Check Made Out to a Business
To cash a check made out to a business, you must take the check to a bank where your business holds a business checking account. Business checks can be cashed with either a standard endorsement, which requires the name of the business and signature of an authorized representative, or a restrictive endorsement, which also includes a specific account number into which the check must be deposited. With a restrictive endorsement, you must cash the check at the bank indicated by the restrictive endorsement.
Instructions
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Take the check to a bank where your business holds an account. If the check has a restrictive endorsement, you must take the check to the specific bank indicated by the endorsement. The bank account must also list the person bringing the check to the bank as an individual authorized to withdraw money from the account.
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Complete a business deposit slip. The deposit slip should list the name of the business, the business account number and the depositor's name and title. List the amount of the check in the "Deposit" blank, and list the same amount in the "Less cash received" box on the deposit slip. Enter "0" in the "Total Deposit" box on the deposit slip.
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Bring the check, deposit slip and a government-issued photo ID to a business banking teller at the bank. The teller will verify your identity and authorization to withdraw funds from the account. After verifying your information, the teller will cash the check for you.
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