Stick to Your Budget

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Instructions

Stick to Your Budget

1. The most important rule to stick with: if you don't have it, you can't spend it. This applies to all aspects of your budget. Most importantly: always transfer your basic needs funds to the secondary checking account immediately after you're paid. Don't adopt the attitude that you'll do it at the end of week. If it's in a separate account, it'll be much easier to avoid spending it. Procrastination is a surefire way to kill your budget.
   
   Cash: A good strategy is to carry only what you think you'll need.
   
   Credit cards: Get out of the habit of using credit cards. They're good to have for emergencies and major purchases, but if you constantly charge it, you'll wind up spending double what you would have because the interest will pile up. A good way to manage your credit card bill is to only use one credit card and cut up your others.

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Resources

• Get more information from MoneyMinded.com
• Check out Money Central budget tips

[dhoni]

on 7/5/2009 The Indian Union Budget 2009-10 has been presented in the parliament today by finance minister Mr.Pranab Mukherjee. Get all updates & highlights on sify.com
http://sify.com/finance/budget/
http://sify.com/finance/budget/