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Finding a 21st century insurance rating is a great way to make sure that you have a plan that works for you. Find a 21st century insurance agency with help from a longtime insurance broker in this free video clip.
Expenses related to new home construction can range from the obvious cost of materials to more obscure expenses like homeowner association approval fees. Construction budgets dictate each step of home construction and can cause delays or other issues if not properly planned. A basic expense checklist will aid new home builders in establishing a well-defined budget for their project.
From lifestyle to resale aspects, sensibly sized luxury homes make more sense than monstrous homes, says Forbes.com. Thanks to its modest size, reshaping your small house into a dream home is a more affordable reality -- the lesser the square footage, the lesser materials required. Plan your style direction, then explore ways to bring your fantasy to fruition.
Finding a homeowner's insurance company should never be the most complicated thing that you try to accomplish at any given moment. Find a homeowner's insurance company with help from an experienced real estate agent in this free video clip.
Second homes are typically classified in a very particular way when it comes to your income taxes. Find out about the tax classification of second homes with help from a professional public speaker and radio personality in this free video clip.
Finding insurance clients isn't necessarily difficult, so long as you're approaching things from the right angle. Get tips on how to find insurance clients with help from an experienced financial planner in this free video clip.
Finding effective homeowner's insurance policies is sometimes easier said than done. Find effective homeowner's insurance policies with help from an independent insurance agent in this free video clip.
Making a second, lower offer on a home should only be made after you consider a few important things. Make a second, lower offer on a home with help from an entrepreneur, real estate broker and real estate coach in this free video clip.
When renting a room to a tenant, you're going to want to make sure that individual meets some very important criteria. Learn about the things you should check from a tenant when renting a room with help from an entrepreneur, real estate broker and real estate coach in this free video clip.
Determining the flood insurance rate for your home is something you can do by taking a look at a few key factors. Determine the flood insurance rate for your home with help from a business consultant in this free video clip.
Preschoolers can help at home in a wide variety of different great ways. Find out how preschoolers can help at home with help from a New York City psychotherapist with over twenty years experience in this free video clip.
Boilers are often too heavy to carry down basement stairs by hand, even with a team of workers. To avoid strain, injury or property damage, use a motorized stair-climbing dolly to transport the boiler downstairs. Stair-climbing dollies are designed to carry up to 850 lbs., reducing the need for manpower and ensuring safe transport. You can rent these dollies from moving-truck-rental companies.
Kawasaki's Vulcan 500 was produced between 1990 to 2009 and featured a 498 cc parallel-twin engine that was virtually identical to that in the the Ninja 500 sport bike. Kawasaki claimed that the Vulcan could attain as much as 50 mpg, providing an estimated range of nearly 200 miles, depending on riding conditions and personal riding style. Once the fuel supply is diminished past a certain level, the rider must switch to an 0.8-gallon reserve supply, which allows the motorcycle to travel a maximum of 25 more miles before completely running out of fuel.
Before you move into an apartment you're going to want to check out a few key things. Learn about things to check before moving into an apartment with help from a real estate personality and broker in this free video clip.
The process of taking the roof apart to move a house begins with removing the layers of material that comprise the roof. With these layers removed, you can disassemble the frame of the roof, though this step is not necessary since, ultimately, you can move a home without taking the roof off at all. However, if you're completely disassembling a house to move it, you must disassemble the roof. Recruit friends or family members to assist you with this job.
Whether or not homeowners insurance is part of the mortgage monthly payment depends on a few key things. Learn if homeowners insurance is part of the mortgage monthly payment with help from a longtime mortgage professional in this free video clip.
When taking on an unsubsidized loan you're going to want to keep a few things in mind. Get unsubsidized loan tips with help from a certified financial planner in this free video clip.
You've found the brick home of your dreams, but in the wrong neighborhood. Instead of settling for either location or architecture, hire house movers to transport your dream home to a new lot. It's costlier to move brick houses than wooden houses, but completely possible. If you find your brick home is in a very inexpensive neighborhood, you may manage to swing a savings, even after factoring in the moving cost.
A pergola can provide shade and architectural interest to the exterior of your home, providing a relaxing spot for sitting or entertaining. While pergolas can be free-standing, it's wise to anchor a pergola that's adjacent to your home to the exterior wall. Depending on the wall materials, you'll need different tools and techniques to anchor your pergola to the wall.
The final step in selling your home is the closing. After all documents are completed, payment is made. If you have not received money after signing over ownership, you might wonder who technically owns the home. Once you agree to the sale of the home and remove your name from the deed, you no longer own the home. The legally binding contract gives the buyer ownership rights.
Crackles in the ceiling, whether actual noises or patterns of lines that appear, can be cause for concern. Some cracking is normal, but repeated visible cracks or sharp, loud cracking noises need to be addressed immediately. There are some common reasons why these patterns and noises occur, and troubleshooting the situation will help you find the best way to fix the problem. The type of ceiling material also determines the nature of these cracks and how to fix them. In addition, certain types of textured ceilings are intended to display what appear to be small cracks and are called crackle…
Designing the interior of a house can get complicated. Just as you are finishing, you may realize that a single element doesn't fit, and in trying to accommodate it you may end up changing everything else. A stairway is one of the most difficult things to design for because it is large, immobile and affects multiple stories of the house at the same time. Beginning with the stairs and designing around them is one trick that can help you to succeed at this difficult task.
Cutting an opening in an existing wall requires attention to core construction principles and personal safety. A thick beam, called a header, must span any opening in load-bearing walls that is wider than the standard spacing between studs. Additionally, plunging saws into walls is potentially dangerous, as many wall cavities contain electrical wiring and plumbing lines. If the door that you are working above already has a header, you can salvage it and install it above the new window. With the right tools and framing techniques, creating a window opening above a door is safe and straightforward.
Build your own detached root cellar to store your produce the old-fashioned way. Root cellars have been in use for centuries to keep vegetables cool and well preserved through every season. Because root cellars are dug underground, they take up little noticeable space but provide lots of storage room. Produce will remain fresher in a root cellar much longer than it does in the refrigerator or pantry. Building your own detached root cellar gives you a handy place to store all your vegetables fresh from the garden.
The lid, often called the faceplate, on your Samsung Alias SCH-U740 sits on top of the device, protecting the LCD from damage and debris. If your faceplate becomes damaged, or if you just want your Alias to look a little different, the lid is probably the easiest component on the Alias to replace. However, since the lid wasn't designed to be replaced by the user, learn the correct replacement procedure to ensure you won't damage the Alias during your repair.
Walls are subject to various types of force, among them compressive force. Compressive force occurs when force pushes from the top and bottom of a wall, compressing the material. Engineers, architects and builders must devise a means of helping walls resist this force so they don’t collapse. The most commonly used method entails measuring the compressive strength of a wall relative to the requirements of the job. Builders also use weight distribution to help relieve compression forces.
There are very few things that can destroy your BlackBerry smartphone like water can. Even just a few seconds of contact can permanently damage the device, although the effects can also be minimal and random. If your BlackBerry comes into contact with water, taking the right steps can be the difference between winding up with a working BlackBerry or a brick.
Add code for plugins into the "custom_functions.php" file of your Thesis WordPress theme to integrate the plugins into your blog without having to update them regularly. When you use standalone plugins with a WordPress blog, you have to update them frequently and if you don't, they can slow down the loading of the blog. Additionally, failing to update may compromise the security of your blog, a risk transferring the code to the custom_functions.php eliminates.
In the chaos of moving into a new house, small comforts can smooth the way to a more relaxed move. Little things that prevent a trip to the store or allow you to take a break will help you settle into your new digs with less stress. Your necessities box should have something in it for each family member, including pets. Take the box with you rather than putting it on your moving truck and unload it first.
Converting a shed into a tiny house is a tempting project for people low on funds or privacy, or those drawn to miniature objects. Fitting out a shed to make it a comfortable home tests the ingenuity and skills of the handyman. It provides living or study space for college students in the family, or a backyard getaway for parents, at little cost. Add insulation and paneling and some rudimentary lighting fixtures to turn the shed into a house. Plumbing is optional if the main house is available, or explore options for self-contained tiny bathrooms.
The United States Department of Housing and Urban Development (HUD) dictates the rules lenders must abide by when requiring homeowners to pay private mortgage insurance (PMI). In 1999, the new Homeowner's Protection Act of 1998 took effect and made clear the cancellation rules of PMI. Refinancing your home may allow you to cancel PMI under these new laws. HUD stresses the importance of speaking to your mortgage company in regards to PMI cancellation.
The American Society for the Prevention of Cruelty to Animals is known as a rescue and animal abuse prevention organization, but it also makes pet care items such as kennels and crates. The ASPCA kennels come assembled, but are designed to fold down to several inches thick for storage. The kennels are sold folded and must be unfolded and the sides secured before use.
A bathtub is expensive. Ditto for a sink. Replacing either costs a good deal of money and time. Luckily for homeowners, several means of rejuvenating an old tub exist. Reglazing with an epoxy constitutes a time-honored method of refinishing a bathtub or sink and entails applying a new coating. Several newer methods also exist, and many of them are more highly recommended than the somewhat dated epoxy reglazing solution.
Whether a commercial or residential kitchen, it's a good idea to have some sort of fire suppression system. The more expensive solution is to install a chemical-based system as part of the hood over the stove, though a cheaper, and still effective means of fire prevention is to have a portable fire extinguisher. While fire suppression systems and extinguishers are generally low maintenance, periodic inspection or testing is a good idea.
Owning and renting a second home confers many benefits, including some juicy tax deductions. The rules can be somewhat complicated, and as such, many landlords don't take advantage of all the tax benefits of renting their second home. You always should seek the counsel of a qualified tax accountant, but be sure to ask about tax breaks on mortgage interest, real estate taxes, depreciation and rental income. And don't forget that renting your second home comes with a number of cons, too. You're the landlord. Property gets damaged, vacancies can eat holes in your pocket and even the best tenants…
The National Association of Realtors reported in 2010 that 59 percent of all people purchasing a home as an investment paid for the home in cash. Cash buying has many advantages, most notably the lack of a mortgage payment and no risk that your home will be taken from you if you hit hard times. Paying cash can also give you more leverage to work a better deal when you purchase a home.
The Pythagorean Theorem states that, for any right triangle, the sum of the squares of the two shorter sides of the triangle are equal to the square of the longest side, or hypotenuse. The proof of the Pythagorean Theorem rests partially on the properties of perfect squares. You can use the Pythagorean Theorem, along with some first-semester calculus, to find the length of a curve between two points. Infinitesimal calculus makes this possible by treating the curve itself as the hypotenuse and the changes in the X and Y coordinates as the adjacent and opposite, respectively.
A lease-breaking tenant can be a hassle. Sometimes the tenant alerts you he plans to move out before the lease is up. Other times, he does a midnight move out, in which you discover he has gone a few days to a few weeks later. While each state has its own laws when it comes to tenant-landlord-lease issues, there are several commonalities to how you can collect money that a lease-breaking tenant owes.
A buyout of a home involves a co-owner buying out another party's interest in the property. These transactions are most common in a divorce, in which one spouse desires to keep the house, while another moves out. In a family situation, the most typical scenario involves a custodial parent buying out the non-custodial parent, in order for the children not to be entirely uprooted from their community and school.
Basement doors are often narrow and, coupled with thin, steep staircases and low ceilings, moving a sofa down into the basement can be a tricky project. There are a few methods for accomplishing this task -- the best one to use depends on the dimensions of your sofa and the tightest space you have to get through on the way to the basement. Use a few special tricks to get a sofa to fit through any tight space.
A spectroscope is a valuable device that shows different elements as bands of color. Each element emits its own unique color pattern, and spectroscopy is one of the primary methods by which we can study stars. A spectroscope must be carefully adjusted to allow the right amount of light into the device for the clearest, most accurate results. Adjusting the slit size on a basic spectroscope, such as one used in a college or university laboratory, is not difficult.
Renters across the country have lost their homes with little or no warning due to their landlords' mortgage defaults, according to the National Low Income Housing Coalition. As a result, tenants make up nearly 40 percent of the households facing foreclosure. Nolo reports that figures in some cities, such as Minneapolis, are substantially higher. The 2009 Protecting Tenants at Foreclosure Act that regulates foreclosure-related eviction also applies to tenants whose landlords opt for deeds in lieu of foreclosure.
When you try to lease a piece of real estate, you can advertise on your own, and if you find a tenant, you won’t be liable for a renting commission. If you sign a rental listing agreement with a real estate broker, the type of listing agreement used will determine whether or not you’ll be obligated to pay a renting commission, even if you find your own tenant. There are two primary types of listing agreements relating to listing rental property: an Exclusive Right to Sell or Lease Agreement, and an Agency Agreement.
Vaulted ceilings and other types of optional features can have an effect on the appraised value of your home. The home appraisal process begins when an appraiser determines the base value of your home based on factors such as its size, age, location and the materials used to build it. Having calculated a base value, the appraiser takes into account features such as vaulted ceilings before completing the valuation process.
When you rent a home, you run the risk of your landlord not renewing your lease so he can sell his property. This is more common with individual landlords who own only a few properties than with rental companies. If a sales offer is made on a home, you can still sign a lease on the property, but only if the landlord agrees to rent it.
In Disney's "Toontown Online," each toon has a house set on an estate. Players have the option to fish in a pond or collect ice cream cones scattered over hills and paths. As long as your toon is awake, friends can also teleport to your estate, hang out in the house, try on your clothes or go swimming in the stream. Keeping a toon awake, also known as parking, keeps the teleport option open to all your friends. It also ensures that you do not log out accidentally during an important event in the game.
A landlord-tenant relationship is not merely defined by the ability to use property in exchange for a fee. Both the landlord and tenant have a responsibility to maintain the property and keep it in good working order. Beyond those obligations, any improvements to the property need to be negotiated between the landlord and tenant. How those improvements are to be paid for will be defined by a resulting contract.
If you're interested in buying a home but don't qualify for financing, or you're not ready to make the ownership commitment, consider renting a home that offers the option to buy. Entering a lease agreement with the option to buy gives you the opportunity to purchase the home when the lease expires. Adding certain contingencies to the sale offer provides protection to you as a buyer.
It is almost inevitable that landlords will need to increase tenants' rent in order to keep in line with market prices. Often, landlords increase rent between rental contracts. If you increase rent during a contract, you must conform to your area's laws and regulations regarding tenant rights and should consider the possibility of vacancy.
Paying off debt with more frequent or larger payments can sometimes help you save money on interest. However, the results depend on how the lender handles extra payments and whether you actually pay more or just more frequently. A semimonthly mortgage payment strategy might help reduce your cost slightly, but not as much as biweekly payments would.
