Home Business Insurance

All business owners who run their business out of their home should carry home business insurance. Some people mistakenly think that their homeowners insurance policy covers them in case of fire, theft or accident relating to their business, but this isn't true. You also need to know how to file a home business insurance claim just in... more »

If your home business involves lots of expensive inventory, equipment or a high risk of personal injury liability, an in-home business insurance policy may be best for you. While endorsements to existing homeowners insurance policies are effective for many businesses, in-home policies provide a broader and deeper range of protection... more »

If your home business operates both in and out of your house, a business owners policy (BOP) may be the best home business insurance policy type for you. A BOP for home business is a business insurance policy that covers your business property and equipment even when they are at a location other than your home. A business owners... more »

Half of America's 43 million home businesses operate without home business insurance. Homeowners' insurance doesn't automatically provide replacement coverage for the computers, office furniture and electronics you use in your business. If you want to buy extra insurance, you have to know what assets you need covered. more »

Entrepreneurs spend a lot of time and money launching their business, so they should guard it as best as possible. Business insurance policies cover many issues that many of us do not think of and hopefully will never encounter. Without business insurance, unpredictable misfortunes like theft or a natural disaster can quickly kill a... more »