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You can buy health insurance from your employer (group plans) or, if you must, directly from an insurance company. Either source will give you a choice of at least one or more of the four existing types of plans (see below).
If you are unclear about how health insurance works in the United States or want to know more about health... more »
Healthcare costs consumed 16 percent of U.S. GDP in 2007, a figure representing some $2.3 trillion dollars, or $7,600 per person. That number is expected to almost double by 2016. The devastating effect of serious illness drives many individuals to seek healthcare insurance through any means possible. But even the cost of insurance is... more »
The Health Insurance Portability and Accountability Act, or HIPPA, is a law that was signed in 1996 by President Bill Clinton. HIPAA was enacted in order to reform the United States healthcare system. It protects the privacy of sensitive personal healthcare information, helps to simplify documentation and record keeping processes, and... more »
Healthcare insurance companies are responsible for providing healthcare coverage guaranteed to the insured. The utilization review is a method by which these companies can manage their costs when requests for medical coverage are submitted. It also gives the insured the extra guarantee that their healthcare needs will be covered. more »
When it comes to Health Insurance, there are numerous terms and vocabulary that are used to define insurance plans, procedures and other related data. It's important to become familiar with these terms, as they dictate the scope of one's coverage and plan. The U.S. Bureau of Labor Statistics (known as BLS) is the primary agency that... more »
Life is an accident waiting to happen. You drive your car, take the stairs, cook, shower....
Individuals who do not have medical insurance may still be able to afford health care through...
With the cost of health care steadily rising, many people are not able to afford health insurance and must try to navigate the healthcare system... more »
Finding the right insurance for you and your family is a tough decision. There are so many different insurance companies and policies to choose... more »
The American Association of Retired Persons (AARP) offers group members the opportunity to enroll in a variety of insurance plans, including... more »
Many factors accompany an event planner's salary. A planner's areas of expertise such as weddings or business events, in addition to experience in... more »
Applying for and using Medicare can be confusing for some eligible recipients. Although the process is supposed to be simple, sometimes it isn't;... more »
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