When you read about pet sitting services, you will see that professional services are insured and bonded. Being insured means that there is insurance that will cover damages to property or to animals,…
The State Children's Health Insurance Program, or SCHIP, is a federal government program created in 1997 to provide health insurance to children in families at below 200 percent of the poverty line in…
The Health Insurance Coverage Protection Act was a U.S. bill aimed at limiting caps imposed by many health insurance plans. Caps allow an insured person only a certain amount of funding for coverage,…
A health maintenance organization (HMO) is a kind of health insurance that covers a wide range of policies. In Florida, inexpensive services are available from an assortment of physicians and…
The Omnibus Budget Reconciliation Act of 1981 is an extensive piece of United States legislation. The act covers appropriations for several different areas, with two of the largest being agriculture…
The Rhode Island Health Insurance Continuation Act is a state law that allows a person who was covered by her spouse's health insurance to continue that coverage after divorcing that spouse and…
The Massachusetts Health Reform Act, as codified in Chapter 111M of the Massachusetts General Laws, requires that adult state residents who can afford health insurance coverage must have it or else be…
The Insurance Act in the United Kingdom that first guaranteed medical insurance for workers was first passed in 1911, establishing universal health care in the country. The act also provided…
The Insurance Model Act, formerly known as the Long-Term Care Insurance Model Act is a model state law developed by the National Association of Insurance Commissioners (NAIC). The Act was created by…
Types of insurance available for sale in Alaska include health, life, auto, home or a combination of insurance products. Insurance agents can be independent agents, which means they have a…
In Louisiana, you need a producer license to conduct business, sell, negotiate or request insurance for an insurer that is allowed to conduct business in the state. This license is required for both…
A health maintenance organization (HMO) may contract with a physician, or group of physicians, and provide a payment, known as capitation, for medical care of the HMO's members. A capitation payment…
Complaints about health insurance companies refusing to provide coverage for certain procedures and medications are nothing new, but what is your recourse if it happens to you? Filing a suit against a…
Quality medical coverage is available at low to no cost for many veterans of the U.S. armed forces through the U.S. Veterans Administration (VA). While wading through the red tape can be frustrating,…
When opening a home health care business, you must ensure that you are meeting all state and local rules and regulations. In many states, the first step to complying with rules is to offer proof that…
Health insurance helps you pay for doctor and medical bills, which can quickly escalate in case of illness or injury. Generally, health insurance companies charge a monthly premium, along with a…
Getting divorced can change the financial and insurance needs of a family. Insurance coverage for family members could change quickly and it's important to always have health insurance coverage. If…
Consumer complaints about insurance companies often result from denied claims, increased premiums, or poor customer service. Abuse of discretion complaints can refer to a wide range of issues. Most…
Insurance coverage protects you or your business in the event of stated risks. Insurance needs are not static. For instance, as your business grows, you should consider obtaining greater coverage.…
Health insurance coverage is a valuable asset. Oftentimes when a couple divorces, one spouse ends up uninsured. If you are facing the prospect of losing your health insurance coverage as the result of…
Universal health care laws establish a legal right to health care. Germany enacted the first universal health care laws in the 19th century, and the British government followed suit in the early 20th…
The Breast Cancer Patient Protection Act is a bill before Congress. The bill seeks to require insurance companies to cover hospitals stays for at least 48 hours after a breast cancer patient undergoes…
Health-related benefits are a major concern for many people. And health benefits provided by an employer have for some time been a somewhat common piece of the average business's compensation package.…
COBRA is short for the federal Consolidated Omnibus Budget Reconciliation Act, which allows qualifying individuals who have lost their jobs to continue health coverage. COBRA insurance in the state of…
Tax penalties for health insurance are not common in most states but one state that assesses such a penalty is Massachusetts. This is because Massachusetts requires health insurance to be purchased by…
When someone participates in an employer's retirement, profit-sharing and/or health insurance plans pertinent information is given to the employee about the plans features, benefits and funding. The…
Universal health care is a taxpayer-funded government health program that is designed to provide coverage concurrently with existing private health insurance plans. This type of health care system…
The Health Insurance Portability and Accountability Act of 1996--or HIPAA, as it is most popularly known--was enacted by Congress in 1996.