Personal Finance Videos

Before creating a weekly planner, get an idea of what the plan is for an entire year, and then break the projections back into small increments. List expenses and income in a weekly planner with...

Learning how to handle down markets often determines if someone will be a successful investor. Deal with a down market by relying on a financial adviser with tips from a financial planner in this...

Bear markets generally occur over a long period and are marked by widespread pessimism. Discover how bear markets can help investors with tips from a financial planner in this free video on...

Health savings accounts are vehicles that people can place money into, and take money from, for medical reasons. Purchase a health savings account to save for medical expenses with tips from a...

When buying stocks on margin, remember to do this only over a short term basis. Buy stocks on margin, but consider that interest may have to be paid, with tips from a financial planner in this...

The Securities and Exchange Commission is a regulatory group for financial advisers. Learn about the Securities and Exchange Commission, or SEC, with information from a financial planner in this...

FINRA is a self-regulatory body that handles individuals' disputes with stock brokers. Learn about how FINRA oversees stock brokers and trading around the country with information from a financial...

Market crashes are essentially the result of a mass exodus from the stock market. Discover how market crashes can be caused by a lack of buyers with information from a financial planner in this...

Commodities are different than stocks and bonds in many ways. Trade on the commodities market with tips from a financial planner in this free video on personal finance and the stock market.

When buying municipal bonds, make sure that the interest rate is right. Purchase municipal bonds carefully and take taxes into account, with tips from a financial planner in this free video on...

A bond is essentially a debt that funds a company, and that will be paid back with interest. Understand bonds and how it's different than equities with tips from a financial planner in this free...

Oftentimes, companies allow employees to buy stocks for a 401k below market prices. Diversify your 401k through stock shares offered by a company with tips from a financial planner in this free...

The process of buying bonds online is similar to buying stock online. Buy bonds online, but remember to contact a live person, with tips from a financial planner in this free video on personal...

When cashing in savings bonds, remember that those savings bonds will be taxed. Cash in savings bonds at the bank with tips from a financial planner in this free video on personal finance and the...

Savings bonds can be bought for kids to teach them about saving and the value of compounding interest. Purchase a savings bond at the local bank with tips from a financial planner in this free...

When buying bonds, remember that if the yield goes up, the price goes down. Buy bonds by utilizing a financial adviser with tips from a financial planner in this free video on personal finance and...

Start investing in stocks by getting a financial planner and putting together a financial plan with goals and objectives. Identify financial stages of life and paths to reach them using tips from...

In order to become a Certified Financial Planner, one must contact an education institution, and take and pass several years of courses and exams. If numbers are intriguing, being a Certified...

Starting a foundation involves considering if it's going to be public or private, how long the foundation will be around, administrative time for managing the foundation and setting up bylaws....

When buying your first investment property, something to think about is the possibility of being a property manager or maybe hiring one if being a landlord is not appealing. Research is crucial...

Estimating how much is needed to retire is a complex problem that usually requires an online tool or hired services. Learn some simple steps for calculating a retirement fund with tips from a...

Getting credit-card debt relief starts with the ability to set up a good budget and paying down credit-card balances. Discover other ways like dipping into savings or doing credit-card balance...

Getting a low-interest personal loan involves going to the bank and applying for one and is easier to get with stable income and a good credit score. Secure a low-interest personal loan to build...

College tuition can be deducted from taxes with the hop credit or with the lifetime learning credit, but both are subject to adjusted gross income limitations. Understand how these tuition credits...

The best way to build an emergency cash fund is to start with a working budget and put away any excess income. Start a nest egg of savings with tips from a financial planner in free...

Determining fair market value of charitable donations has been changed by the IRS and can be done by looking online at the value through various websites. Factor in age and condition when...

Setting up a living trust is a complex process dealing with who property owned is going to be dispersed to inheritors. A trust can be a changing document as is easier to set up with tips from a...

When creating a financial plan, the first thing to consider is setting up a budget to better understand how much money can be saved. Learn why a budget is crucial for setting up a financial plan...

The IRS requires proper records like a receipt, canceled check or investment statement for all cash donations under 250 dollars. Avoid an brutal IRS tax audit with proper book donation bookkeeping...

When hedging against inflation as an individual, it may be wise to pay attention to bond prices as they are directly affected by the rate of inflation. Discover why long term bonds may be more...

Consolidating debt can be done with a credit-card balance transfer or through refinancing a home mortgage. Lower monthly payments through consolidating debt with tips from a financial planner in...

Ways to invest in a money-market account include through a bank, a mutual-fund company or through a discount brokerage. Earn interest on saved money with a money-market account with advice from a...

Life-insurance policies come two ways, a term policy or a whole-life policy, and they can be bought online or through a life-insurance agent. Purchase a life-insurance policy and give family...

When designing a savings plan, it is wise to calculate a working budget for figuring out extra money to dedicate to the plan. Formulate a savings plan for short-term goals or retirement with tips...

The best way to get out of debt is by keeping expenses lower than income and use any low interest-bearing savings account money to pay off higher interest credit cards. Avoid the pitfalls of debt...

Obtaining a copy of your credit report can be done with one website on the Internet, but be careful of websites promising free credit reports as they may sign you up for a credit monitoring...

When creating an investment portfolio, consider what the risk tolerance is and the time horizon. Conjure an investment portfolio for a retirement or shorter financial goals with ideas from a...

Selecting a good mutual fund is tricky, but as long as the fund has at least a five-year track record, that is an ideal history time line. Choose a well-performing mutual fund with a long-term...

Calculating your net worth is a simple equation that involves adding assets like cash, investments and cars and subtracting them from liabilities like rent or utilities. Figure net worth by adding...

Two ways to buy stocks include a dividend reinvestment plan or DRIP offered by Fortune 500 companies or by buying through a discount brokerage. Purchase stocks for investing in Wall Street with...

Before deciding when to sell stock, have a price in mind to sell it for at time of purchase. Make an investment in stocks count by understanding when the best time to sell stock is with tips from...

A good estate planner is required first and foremost to be a good communicator. Learn the requirements to be an estate planner from a registered financial consultant (RFC) in this free personal...

On the top of any estate planning checklist should be working with a qualified financial planner. Get tips on making an estate planning checklist from a registered financial consultant (RFC) in...

One major financial planner secret is to ignore financial advice that is given by people on television, because it doesn't always have the viewer's best interests at heart. Discover why financial...

A financial planner's role is to manage an individual's money to his or her best interest, depending on what the individual's aspirations and financial goals are. Understand the role of a...

The primary duty of a financial planner is to look at the assets of their clients in order to act in the clients' best interests. Find out how a financial planner can help a person achieve their...

Becoming certified as a financial planner means passing the CFP examination, in addition to showing experience ahead of time. Learn about requirements for becoming a CFP from their board of...

Many companies provide protection from credit card fraud, including credit card companies, banks and consumer protection agencies. Have credit card activity monitored regularly by a regulated...

Federal taxes are used to fund a variety of government functions, including balancing the budget, combating terrorism and promoting America's growth. Learn how income tax is used to try to keep...

IRA distribution rules state that once an account holder reaches the age of 70, they must withdraw a certain amount of money from the IRA account each year. Find out the distribution amounts based...