Personal Finance Videos

Debt relief programs are offered by companies that consolidate debt into fewer loans with lower interest rates. Find ways to control or eliminate debt with helpful information from a practicing...

Ways to build equity include paying home loans on time every month and hoping the housing market value goes up. Increase property equity by sending extra money towards a mortgage payment with...

When calculating a loan payment, find out the loan amount, the interest rate and how many months are going to be spent paying off the loan. Calculate loan payments by using online loan calculators...

When calculating an interest-only loan, gather information on the loan amount, the interest rate and the term on the loan. Calculate total annual interest when figuring out an interest-only loan...

In order to boost a credit score, make payments on time, leave old credit open and have a good mix of credit cards and loans. Raise a credit score by showing good credit management skills with...

In order to get a loan to pay for a wedding, first check with friends and family before moving on to cash advantage stores and financial institutions. Pay for a wedding by applying for a personal...

When getting a personal loan, figure out how much money is needed, look at all options and have an end date to the payment. Get a personal loan without being talked into a credit card by following...

A loan calculator determines the rate of payment on a loan by factoring in the length, terms and amount of the loan. Find a loan calculator online to figure out payment information for home, car...

As far as mortgages go, the government loans are most likely the cheapest ways to move out of your parents' house. Ask mortgage brokers about federal housing loans (FHA) loans with tips from a...

A balloon mortgage is like a regular mortgage, except that it is due within a specified period of time. Discover how balloon loans are generally paid off in five years or less from a licensed...

Short term loans are available to people that have filed for bankruptcy but due to the high credit risk factor, these loans typically have a very high interest rate. Qualify for a short term loan...

An APY or annual percentage yield is how financial investors make profits on loans and is calculated by charging a level of interest over the expense of a loan. Learn about APY and potential...

People need financial services to manage car loans, mortgages and retirement accounts. Obtain financial service ideas to build a future for a family with tips from a registered financial...

Home loans are good investments for banks, because real estate is a good form of financial risk for creditors. Understand why banks find real estate to be a good risk and why good credit matters...

The more money banks have and are able to lend the higher yield they can get back. Better understand what interest rates and loans are and the terminology to go along with them through tips and...

Home improvement loans are good investments for banks, because real estate is a good form of financial risk for creditors. Understand why banks find real estate to be a good risk and why good...

Banks like to see checking accounts attached to loans so they can automatically take out the payment every month. Learn why when applying for a loan it is important to have a checking account in...

Unsubsidized loans are loans that are not fully covered by the collateral of the borrower and are loaned partially in good faith by the creditor. Decide if an unsubsidized loan is a good form of...

Non-conforming loans allow an individual to receive a loan without declaring stated income. Decide if a non-conforming loan is a good form of investment with tips and advice from an experienced...

Interest-only mortgages are loans that only require the interest be paid every month. These are good loans for quickly rising property values. Decide if an interest-only loan is a good form of...

Personal secured loans require a security for the creditor such as real estate or other assets of the borrower. Decide if a personal secured loan is a good form of investment with tips and advice...

Personal unsecured loans do not provide collateral to the creditor who relies on the credit history and word of the borrower. Decide if a personal unsecured loan is a good form of investment with...

Signature loans are loans that a creditor approves with only the borrower's good credit history and signature promising to repay the debt. Decide if a signature loan is a good form of investment...

Loans and interest have been around for thousands of years, and laws have developed to protect both parties involved. Understand how banks have determined loan interest throughout history with...

Home equity loans are loans that a person can get from a lender or bank against the value of their house. Understand how home equity loans are used to borrow against home value through tips and...

Home equity loans are secondary loans made to the principle mortgage on a house. Understand how home equity loans work on both ends with tips and advice from an experienced financial adviser in...

Home equity loans are secondary loans made to the principle mortgage on a house. Understand how home equity loans work on both ends with tips and advice from an experienced financial adviser in...

Lock-in interest rates for home loans by talking to a mortgage broker. Learn how to lock-in interest rates for home loans using the real estate tips in this free video.

Local real estate agents can help find the best home loans. Learn how to get a home loan with expert tips from a licensed real estate agent in this free video.

Consolidation car loans can be done for many cars or refinanced if it is just for one vehicle. Consolidate car notes with tips from a consumer credit counselor in this free video on personal...

The government has many websites to apply for free grants, loans and scholarships. Find out more about each grant option with tips from a consumer credit counselor in this free video on personal...

When applying for a car loan, it's important to go to a personal bank if the dealer is not offering significant cash back. Make sure to have a solid credit history before applying for a car loan...

Raw land, or unimproved land, can be purchased with loans that usually require a significant down payment. Find out why down payments for raw land loans are generally higher than loans for a...

In order to apply for Stafford loans, a promissory note needs to be signed and an individual needs to start repaying the loans 18 months after graduation. Get in touch with a financial adviser...

Canceling a car loan can be done within three days of making the loan and accepting the car if the vehicle does not meet the customer's criteria. Determine if a car is worth the time and money...

The differences between short-term loans and long-term loans start with the fact that interest rates on long-term loans will be higher than those on shorter loans. Find out why a person doesn't...

After filing for bankruptcy, most people will be able to get a secured credit card, as long as the bankruptcy was a Chapter 7. Learn about reestablishing credit by paying off a small item with...

Short-term loans can be difficult to deal with if an individual does not read the terms and conditions closely. Discover the length of time that short-term loans usually encompass with help from a...

Charge cards are the sub-prime version of loans in the U.S., meaning that the money used for charge cards comes from the same place as sub-prime mortgages. Learn about the lack of security...

Home equity loans take the equity that a person has in their home to create a loan from a bank or lender that will help an individual to pay off their credit card debt. Learn about the great rates...

Debt consolidation is the process of getting a loan to try and get rid of other small loans, such as car loans, student loans or credit card loans. Reduce the cost and interest rate of debt with...

One of the easiest ways to get out of debt is with a consolidation loan, which involves the reduction of an interest rate and the combination of loans. Discover how consolidation loans help a...

A good credit score is important for students because it will help to get a better loan rate for private student loans, it sets a good life patterns, and it helps with refinancing loans after...

An FHA streamline loan is a refinancing option that allows individuals to quickly reduce interest rates on home loans without an appraisal. Make sure the original loan was guaranteed by the FHA...

Get temporary financial help by asking relatives for loans, selling personal assets or taking out a temporary loan. Avoid taking temporary loans from banks or relatives unless you anticipate...

Establishing corporate credit lines requires starting small with gas cards and working up towards business loans and mortgages, which can result in hundreds of thousands of dollars in corporate...

Avoiding credit card debt is important for keeping your credit rating as high as possible in order to get approved for home and car loans. Pay off credit cards fully, and make sure interest rates...

A short-term loan is a loan that will only be needed for a period of less than a year, or even less than a month. Find out about short-term and pay day loans with information from a registered...

An intermediate-term loan is a loan that has a payback period of seven to 10 years. Clean up a long-term loan portfolios, and open up current lines of credit for more activity by applying for an...

Motorcycle loans are similar to car loans and have similar interest rates. They generally require good credit and may require a down payment on the vehicle. Consider saving up money to buy a...