Personal Finance Videos

To file for IRS debt relief, there are a couple of ways to do this and pay less in taxes than you owe. Determine whether you can get relief of your debt with the help of a certified public...

In order to qualify for tax debt relief, a person will already have to be in trouble with their taxes. Find out how to get relief through an offer in compromise with help from a certified public...

When trying to figure out if refinancing a mortgage will save money, it's important to look at reducing the term of the mortgage and at debt consolidation. Save money on interest payments with...

If an individual does not meet her bill-paying obligations, he goes under collection, within which a creditor will seek to collect the debt. Find out how a person's assets can get seized if she...

Debt relief programs are offered by companies that consolidate debt into fewer loans with lower interest rates. Find ways to control or eliminate debt with helpful information from a practicing...

Annual compound interest is calculated by adding the extra debt to the total amount. Learn the dangers of paying annual compound interest with this free video from an experienced floor trader on...

Bonds are investment tools that companies use for loan purposes to break up debt into smaller monetary increments. Invest in bonds, which can come in 10 or 15 year payoff periods, with tips from a...

A bond is essentially a debt that funds a company, and that will be paid back with interest. Understand bonds and how it's different than equities with tips from a financial planner in this free...

A certified credit counselor must pass state and national exams to obtain a license in order to help people with credit problems, such as credit card debt, by reducing payments or account...

Consolidate debt by contacting a financial institution for loan opportunities or looking at existing credit cards with lower interest rates. Lower monthly debt payments through debt consolidation...

Staying out of debt requires eliminating frivolous spending, like shopping for wants instead of needs and formulating a budget. Remain debt free by resisting spending urges and using coupons with...

Ways to consolidate credit card debt include using balance transfers and contacting a credit union or bank for loans. Condense credit card debt, but read any disclosures regarding balance...

Ways to recover from debt include creating and sticking with a budget and not incurring new debt. Get on the path to being debt free with the help of a non-profit consumer credit counseling agency...

Good ways to get out of credit card debt include not using cards and quickly paying down cards with smaller balances. Stay out of credit card debt by throwing away enticing low interest-rate...

Increasing a credit score can be done by making payments on time and keeping credit balances 30 to 40 percent of their overall limit. Enjoy a higher credit score by not closing out smaller credit...

Ways to live within your means and get out debt include creating a budget and eliminating frivolous spending habits. Eliminate debt by contacting a consumer credit agency when living beyond means...

Settle credit card debt by negotiating affordable repayment terms and asking for discounts. Avoid credit collection companies and learn to settle credit card debt with tips from the vice president...

Simple actions, such as minimizing credit card use and negotiating interest rates, can help eliminate credit card debt. Try using a debit card instead of a credit cart and get out of debt with...

Dealing with debt collectors rarely a pleasant experience but being honest and straightforward about resolving the debt is the best approach. Learn about available options to deal with debt...

Mortgage backed, asset backed and collateralized debt obligation (CDOs) bonds are investments that usually compromise loans or debt instruments. Understand more about CDOs, collateralized bond...

The best time to refinance is when considering consolidating an existing debt or after credit has been cleaned up. Discover when to refinance on a home or car with tips from a financial consultant...

Any debt collector or credit agency can sue somebody to collect a debt, but they can't threaten to sue. Avoid harassment from collection agencies with tips from a financial consultant in this free...

In order to calculate a debt-to-income ratio, calculate monthly income, monthly expenses and divide the expenses by the income. Calculate a debt-to-income ratio before looking at a home loan with...

One way to deal with credit card debt is by buying nothing. Spend time with kids, go to garage sales or trade in a new car for a used car to establish more responsible spending behavior. Learn how...

In order to get a debt consolidation loan, apply for a loan, get a second mortgage and get a second line of credit that can be consolidated into one bill. Get a debt consolidation loan that will...

There are two main types of bankruptcies, re-organizational bankruptcy, which allow people to restructure debt and liquidation bankruptcy, which wipes out debt. Learn about Chapter 13, Chapter 7...

Get out of debt without bankruptcy by contacting the Consumer Credit Counseling Service to negotiate compromised payment plans with creditors and formulate a budget. Retire debts and improve...

Debt settlements and bankruptcy plans vary with regard to building credit scores and tax liability. Seek legal advice and learn about the tax implications of debt settlement with information from...

Getting credit-card debt relief starts with the ability to set up a good budget and paying down credit-card balances. Discover other ways like dipping into savings or doing credit-card balance...

Consolidating debt can be done with a credit-card balance transfer or through refinancing a home mortgage. Lower monthly payments through consolidating debt with tips from a financial planner in...

The best way to get out of debt is by keeping expenses lower than income and use any low interest-bearing savings account money to pay off higher interest credit cards. Avoid the pitfalls of debt...

Loan consolidation is a great way to get out of debt faster, because everything is together in one lump payment and sometimes some of the debt can be forgiven. Pay off debt faster by consolidating...

Using an equity loan to pay off debt is a last resort for those who desperately need the loan. Pay off debt with a home equity loan with tips from a licensed agent in this free video on real estate.

Contact financial companies to work out a payment plan when attempting to consolidate business debt. Learn more about consolidating business debt with tips from a consumer credit counselor in this...

Consolidate credit card debt by taking out a personal loan or doing a credit card balance transfer. Consolidate credit card debt with tips from a consumer credit counselor in this free video on...

The best way to get out of debt is stop using credit cards and plan a spending budget. Eliminate debt with tips from a consumer credit counselor in this free video on personal finance management.

Consolidating debt can be done by taking out a personal loan, transferring balances to one credit card or going through a debt consolidating agency. Learn more about consolidating debt with tips...

Recovering from debt is best done by planning a household budget for monthly expenses. Recover from debt with tips from a consumer credit counselor in this free video on personal finance management.

Staying out of debt requires living below means, planning a detailed budget and saving money. Keep debt at bay with tips from a consumer credit counselor in this free video on personal finance...

Paying bills on time is the best way to remain debt-free, and sending in the bills at least seven days before the due date ensures they will arrive in a timely manner. Keep up to date on bills...

Getting free help to stop the foreclosure process requires getting an attorney to buy some time and to set up a repayment schedule. Avoid a foreclosure with information from a registered financial...

The way to eliminate debt is by paying it off, but this process begins with debt consolidators that work to put every bill into one big pile. Reduce interest rates to make it easier to pay off...

Home equity loans take the equity that a person has in their home to create a loan from a bank or lender that will help an individual to pay off their credit card debt. Learn about the great rates...

Debt consolidation is the process of getting a loan to try and get rid of other small loans, such as car loans, student loans or credit card loans. Reduce the cost and interest rate of debt with...

One of the easiest ways to get out of debt is with a consolidation loan, which involves the reduction of an interest rate and the combination of loans. Discover how consolidation loans help a...

Being in debt is bad for a person's credit, it's hard on an individual, and it's hard on their family. Get rid of embarrassment, debt and stress by paying off credit cards with help from an...

If an individual needs emergency debt relief, he should look online into companies that can help put all of their bills together and call creditors to reduce interest rates. Find out how to use a...

Debt consolidation can be performed by non-profit organizations that help in the process of contacting creditors and reducing interest rates. Set up a once-a-month payment for all bills with help...

Debt consolidation affects credit by placing individuals in credit management programs that will help them eliminate debt. Discover how a credit score can be affected negatively by debt...

Companies that work in debt consolidation are usually non-profit organizations, and they work in several ways, including making contact with creditors to try and get a person's interest rates...