Personal Finance Videos

After filing bankruptcy, the only way to get a house back would be to buy it back for the amount of the loan plus any interest due. Discover how to buy a home back through foreclosure with help...

In order to refinance a home after bankruptcy, most lenders want to see a minimum of 24 months since the discharge of the bankruptcy. Find out how the rest of the financing process is no different...

Many banks, such as Capitol One and First Premier, will issue credit cards to people with bad credit, though these cards have high rates and low spending limits. Revive credit after bankruptcy by...

Filing for bankruptcy involves choosing between a Chapter 7 or Chapter 13 bankruptcy and should be done with the aid of a lawyer. Consider credit counseling before filing for bankruptcy with tips...

When filing for bankruptcy, the law provides for an automatic stay, which is essentially an injunction issued by the Federal Court, that stops all collection activity. Learn why judgment...

Negotiate a corporate bankruptcy plan by identifying the assets as well as the liabilities of the company and develop a plan for the restructuring of the debt. Seek legal advice and file the...

Chapter 11 bankruptcy is typically a corporate re-organization case in which the corporation identifies the creditors in order to file a disclosure statement, which identifies the financial...

Chapter 13 bankruptcy is a re-organizational bankruptcy for people with regular income, which provides for a mechanism to repay your creditors over a period of time. Learn how Chapter 13 applies...

Chapter 9 bankruptcy is reserved exclusively for municipalities as a re-organizational bankruptcy, during which the municipality or the debtor can restructure its debts to its creditors. Learn how...

An unsecured claim in bankruptcy means that the bankruptcy filer will not receive any money until all the priority and secured claims have been paid. Seek legal advice and fill out the necessary...

A secured claim in bankruptcy means that the bankruptcy filer is secured to a specific item or items of the debtor's property. Seek legal advice and safely file a secured bankruptcy claim with...

Federal exemptions are determined in bankruptcy according to federal and state law. Seek legal advice and decide if applying for a federal exemption is the appropriate choice with information from...

Chapter 13 requires applicants to be a natural person, an LLC or any other entity besides a corporation. Seek legal advice and determine what Chapter 13 requirements can be accomplished with...

An executory contract is a contract between the debtor, the person or entity that filed bankruptcy and the third party where some performance is still outstanding due to oweing a lease on...

Equitable subordination is an equitable remedy provided by the bankruptcy court, in which a court can subordinate the claim of the wrong-doer so that they can't receive any benefits until the...

Determine if a conflict of counsel exists in bankruptcy depending on whether or not the lawyer has a conflict of interest between the creditor and debtor. Learn how lawyers are legally obligated...

Bankruptcy court has the authority to force the return of property to sanction parties, who failed to comply with its orders. Seek legal advice for help in this complicated area of law with...

Purchase a car during Chapter 13 bankruptcy by getting the trustee's permission to buy a vehicle suitable with regard to your disposable income. Address a judge and file a motion with the court to...

Rent a house during bankruptcy by gathering a copy of the lease and obtaining permission of the Chapter 13 trustee. Petition the courts and file a motion with the judge to rent a house during...

There are no tricks for filing bankruptcy, but by researching and providing a lawyer with important information regarding assets and expenditures, people can build a substantial case in one of the...

There are two main types of bankruptcies, re-organizational bankruptcy, which allow people to restructure debt and liquidation bankruptcy, which wipes out debt. Learn about Chapter 13, Chapter 7...

After bankruptcy is filed, people should expect to have a poor credit report and should begin making timely credit payments to slowly regain credit during the sensitive rebuilding process. Pay...

Items subject to purchase money security interest, allow the creditor the right to recover that property from your bankruptcy if an agreement and payment plan of the remaining balance can't be...

The Fair Credit Reporting Act is the federal body of statutes that govern consumer credit reporting in the United States. Learn about the provisions and procedures associated with the Fair Credit...

Consumer and business bankruptcy cases are similar with regard to the discharge of debt, yet they vary when it comes to re-organizational process. Learn about the complex and expensive process of...

Chapter 7 bankruptcy is typically looked at as a liquidation bankruptcy, in which a trustee examines your income, expenses, assets and liabilities after filing a claim. Learn how Chapter 7 is used...

Establish good credit after bankruptcy by obtaining an accurate credit report, getting a secured credit card from your local credit union and by making credit payments on time. Rebuild good credit...

When filing for bankruptcy, seek out the professional help of a lawyer and gather important information regarding the names and addresses of all of your creditors. Gather information regarding...

File for bankruptcy as an individual debtor by hiring a professional bankruptcy lawyer, gathering information regarding your creditors and by gathering a list of your assets. Acquire copies of tax...

File for bankruptcy for your business by hiring a lawyer and gathering important documentation regarding business expenditures, assets, inventory and received accounts. Review tax returns and...

Getting a bankruptcy off a credit report is an impossible task due to the fact that the Fair Credit Reporting Act mandates that bankruptcy should remain on your credit report for 10 years from the...

Get out of debt without bankruptcy by contacting the Consumer Credit Counseling Service to negotiate compromised payment plans with creditors and formulate a budget. Retire debts and improve...

Debt settlements and bankruptcy plans vary with regard to building credit scores and tax liability. Seek legal advice and learn about the tax implications of debt settlement with information from...

Erasing bankruptcy is a misconception because the Fair Credit Reporting Act declares what is acceptable for removal from your credit report. Rebuild your credit report and avoid misleading...

Establish good credit after bankruptcy by obtaining an accurate credit report, depositing money in a CD account and by making credit payments on time. Rebuild good credit a year after bankruptcy...

People who have filed for bankruptcy are eligible for FHA financing two years after their bankruptcy case has been discharged. Learn about the rules and regulations of the Federal Home Loan...

Bankruptcy claims can be filed for free by filling out forms that are available online from the bankruptcy court in your district. Seek legal advice, and learn the procedure for filing bankruptcy...

When filing bankruptcy for small business relief, consider the structure of the business and the reasons for filing before determining what legal actions to take. Seek legal advice and counsel...

Bankruptcy has a negative affect on credit scores, which can be reestablished by obtaining an accurate copy of the credit score after the case has been dealt with. Learn to rebuild a stable credit...

Short term loans are available to people that have filed for bankruptcy but due to the high credit risk factor, these loans typically have a very high interest rate. Qualify for a short term loan...

The new bankruptcy finance laws are designed to protect banks and credit card companies, by allowing them to pursue any unpaid debts, for any amount of time, by garnishing wages or seizing assets....

Bankruptcy is the financial legal process of charging off debt that cannot be paid, however, with new bankruptcy laws, a creditor can pursue a debtor for an unlimited amount of time. Before taking...

Bankruptcy is a difficult financial situation when the individual can no longer pay incoming bills. Avoid bankruptcy with tips from an experienced businessman in this free video.

Before filing for bankruptcy, try seeking credit counseling. Learn about the repercussions of bankruptcy with tips from a consumer credit counselor in this free video on personal finance management.

Filing bankruptcy in Ohio means contacting an attorney that is well-versed in the laws of bankruptcy. Find out why it's important to work with someone who knows what she's doing when filing...

Filing bankruptcy in Georgia is best done by hiring an attorney to contact all creditors and take care of the official paperwork. Remain on a cash-only basis for seven years after filing with...

After filing for bankruptcy, most people will be able to get a secured credit card, as long as the bankruptcy was a Chapter 7. Learn about reestablishing credit by paying off a small item with...

Bankruptcy cannot be removed from a credit report unless it was erroneous, and typically, it takes seven to 10 years for a bankruptcy to disappear from a credit report. Discover how foreclosures...

The ability to obtain a personal loan after bankruptcy depends on the type of bankruptcy that a person has had, such as Chapter 7 or Chapter 13. Find out why it's easier for a person to get a loan...

Recovering from bankruptcy requires setting up a realistic budget with all assets and liabilities, changing spending habits and building new credit with a secured credit card. Use bankruptcy as a...