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Find answers to nagging financial questions, from taxes and stocks, to real estate and insurance. Saving money for a new home or your kid’s college tuition? Planning for retirement? eHow can help. Learn the tricks of the trade for saving, budgeting and building wealth. Our experts cull together a range of experience in real estate, investing and money management to provide the best source of personal financial guidance available online. Repair credit, master IRS forms, maximize ROI or insure your car, home and health by following eHow’s expert instructions.

Categories in Personal Finance

Articles in Personal Finance

How to Choose Between Renting an Apartment and Buying a House

By Ruby Bayan

0 comments

Renting an apartment is trouble-free living because the landlord takes care of the integrity of the residence and its surroundings. Buying a house, on the other hand, is the American Dream of stability, pride, and the joys of ownership. How do ... more »

How to choose stock or mutual fund trading brokers

By chingshyi08

2 comments

There are many brokers in current market. Which one is better for you ? Need to think carefully before you open an account with any of them... more »

How to Choose Stocks Using Financial Ratios Found on Yahoo! Finance

By jbrumley

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With thousands of stocks to choose from, most investors need a little help weeding out the mediocre ones to find higher-quality picks. A company’s financial ratios – information that lets you quickly and efficiently make an ’apples to apples’ ... more »

How to Choose The Right Mortgage Loan

By L1onherd

3 comments

Did you know by the time you finish off paying your mortgage you have paid more in interest than the actual purchase price of your home. Look at it like this. If you borrow around 125,000 at around 8% for 30 years, you would have paid well over ... more »

How to Choose The Right Credit Counseling Agency

By Annette D Wilson

3 comments

Seeking help from a credit counseling agency requires careful consideration. Struggling with a difficult debt problem, the last thing you need will be to be taken advantage of by dishonest credit counseling agencies. The truth is, there are a lot ... more »

How to Claim, Unclaimed Property

By diyjess

1 comments

A simple, free way of getting property to the rightful owners. Unclaimed property includes money, stocks, bonds, dividends, utility deposits, insurance proceeds and tangible property... more »

How to Clean Up Your Credit Report

By Sounique

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Whether you are trying to buy a house, a car or get a personal loan, your credit is the first thing that the lender will look at. You can clean up negative information on your file, yourself. Here's how..... more »

How to Close Down an Estate

By eHow Personal Finance Editor

1 comments

If you have been named as the executor of an estate, then you have a hard job ahead of you. In addition to mourning the loss of someone you were likely quite close to, you now have the added burden of dealing with their final taxes and the ... more »

How to Close on the Sale of a Home You Are Buying

By eHow Personal Finance Editor

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Closing on a home refers to the point when all the terms of the contract have been met and you are ready to sign the final loan papers that will transfer ownership of the property... more »

How to Collect Late Rent From a Tenant

By eHow Personal Finance Editor

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If you own or manage rental property and are responsible for collecting rent from tenants, there will be times when you will have to deal with rent being late. It is important to be consistent in your actions when dealing with the collection of rent... more »

How to Combine Your Loyalty Cards

By Desula

1 comments

Does your keyring have your many loyalty cards from grocery and drug stores? It's a great idea to use these for optimal savings while shopping, but the keyring can get cumbersome. Here is how you can combine all of your cards to one simple ... more »

How to Compare Credit Card APRs

By eHow Personal Finance Editor

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A credit card's annual percentage rate (APR) will determine how much money you must pay back in interest for items that you charge. A high percentage rate can cost you hundreds, and sometimes thousands, of dollars more than a lower rate. Before ... more »

How to Compare Foreclosure and Short Sales

By Limowreck

13 comments

Hoping a short sale of your mortgaged property will help avoid foreclosure? You might be in luck! Here are the major differences between a foreclosure and a short sale... more »

How to Compare Home Equity Rates

By eHow Personal Finance Editor

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Home equity refers to the amount your home is worth minus the amount you owe. The home equity rate is the insurance rate that goes with the home equity loan. Finding a low home equity rate is key to paying the loan off quickly and painlessly. Use ... more »

How to Consolidate Credit Card Debt

By eHow Personal Finance Editor

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If you've maxed out all of your credit cards, then debt consolidation is the only way to regain control of your finances. Whether you seek help from a professional or go it alone, you need to follow a few basic steps, to keep your debt under control... more »

How to Consolidate Student Loans at a Low Interest Rate

By msmarymac

0 comments

Consolidation of Student Loans is an important decision to make. You must first evaluate your situation, decide the best course of action, and then find a trustworthy lender... more »

How to Consolidate Your Credit Card Debt

By behappy

1 comments

If you are one that acknowledges their debt and do not see bankruptcy as an option, consolidating your credit card debt can be the answer. In my second year of my credit card debt being consolidated I’ve found a new found freedom. Instead of ... more »

How to Contact a Credit Bureau

By HS Schulte

4 comments

If you need to contact a credit reporting bureau, such as Experian, TransUnion, or Equifax, you can do so by phone, mail, or online. You might be contacting them to get a copy of your free annual credit report, or you might be contacting them to ... more »

How to Contact Credit Bureaus by Mail

By HS Schulte

1 comments

Below are instructions for contacting the three major credit reporting bureaus, Experian, Equifax and TransUnion, by mail. This is the best method of contact, because it provides a paper trail of the communication. It is recommended that you ... more »

How to Contact Credit Bureaus by Phone

By HS Schulte

1 comments

You may contact the three major credit bureaus by phone. Below, you will find steps to contact Experian, Equifax, and TransUnion... more »

How to Contact Credit Reporting Bureaus Online

By HS Schulte

2 comments

If you need to contact a credit reporting agency, such as Experian, TransUnion, or Equifax, you can do it online quickly and easily. Each of the contact links are at the bottom of this article. Remember, that under the Federal Credit Reporting ... more »

How to Contribute to Both a Roth IRA and Traditional IRA in the Same Year

By ChristiB

0 comments

An IRA is a personal retirement plan that allows you to contribute money each year towards your retirement. The benefit of having an IRA account is that any interest the account earns, or any income from mutual funds or stocks, is not considered ... more »

How to Control your Finances

By meemee67

2 comments

We are all looking to get rich, slowly or quickly. We all want more money if we can't get rich right now. Instead of focusing on JUST playing lotto. Here are a few ways to control your finances... more »

How to Convert a Traditional IRA to a Roth IRA

By ChristiB

0 comments

IRA's are a way to save on your own toward your retirement. There are two major types of IRA's, the traditional IRA and the Roth IRA. The main distinguishing difference is that with the traditional IRA, the money invested is pre-tax income, ... more »

How to Cope with Financial Stress

By Christina Ellis

5 comments

The inevitable stress that stems from financial responsibility is the universal plague of mankind. This article will address coping strategies to make the burden less burdensome... more »