Group Health Insurance

If you have the misfortune to be fired, your immediate supervisor usually delivers the news in a private conference just between the two of you. He's very likely to review your employee file,…

Employers often attempt to build group morale and cohesiveness by encouraging members of the company to attend group get-togethers. These get-togethers can take many forms, from after-work drinks to…

Chartered Property and Casualty Underwriter exams are administered to insurance industry professionals specializing in the casualty-property field. All candidates seeking the CPCU designation must…

A subcontractor is a business or individual that signs a contract with a general or primary contractor and completes a designated portion or the whole of the general contract. In Tennessee,…

The term industrial biotechnology refers to the use of industrial processing with renewable raw materials to manufacture products, such as chemicals and pharmaceutical agents. This is a relatively new…

Insurance underwriters are responsible for determining the terms of insurance policies, including whether insurance policies will be issued to individuals or not. Underwriters make these decisions…

Construction projects can be a risky business: With falling debris, falling people and big, powerful vehicles, it's a small wonder that many most governments require contractors and subcontractors to…

Insurance underwriters assess insurance policy applications before advising the company whether it should accept the potential policy holder. If you are an insurance underwriter and want to begin…

Underwriters work in a variety of situations dealing with home and business loans and medical, auto, life and other types of insurance. They commonly collect data about a person's or family's…

Hiring a subcontractor requires your company to follow a set of small but important guidelines. These rules govern how your business should create the employment contract for the subcontractor and how…

Mortgage underwriters are real estate professional who review a prospective homeowner's credit history in order to determine if an applicant qualifies for a loan to buy a home. Becoming certified can…

Employers carefully consider several factors when deciding which HMO or PPO group insurance plans to offer their employees. The primary driver is cost. Employers typically work with their insurance…

A majority of large companies offer a variety of health insurance options to their employees. Companies with several hundred employees or more fall under the large group category. Premium rates and…

Group health plans offer health care options for employees. Employer group health plans are generally extended to full time employees and their dependents. When administering group health plans,…

Group health insurance plans offer affordable, quality health care coverage. Since insurance companies can spread any risk across a pool of participants, group plan rates typically run considerably…

Simply because you establish an LLC does not immediately make you eligible for a group health insurance plan. Each state sets its own laws and regulations regarding the implementation of group health…

The insurance industry is regulated at the state level, so every state retains the ability to establish its own laws. With respect to group medical plans, some states follow different guidelines, but…

Many companies choose to offer health insurance to workers as a benefit of employment. If you own a business and are considering the installation of medical coverage, it's essential that you…

Group health insurance is the most widely used form of health insurance in the United States. It is available mostly through employers, though trade groups, particularly those whose members are…

Qualitative research is a type of scientific investigation that aims to provide answers to a question without bias. It uses predetermined procedures such as interviewing participants to collect…

High voltage power lines typically have magnetic field exposures of 0.4 microtesla or above. They allow for rapid transfer of electricity throughout the country, but they are not without their…

When an employee is separated from service due to layoffs, a job change or firing, that employee's eligibility for employer provided health insurance benefits does not necessarily end after his last…

Seventy-five years after its creation, Social Security remains one of the most popular federal programs. Although people typically think of Social Security solely as a retirement program, its benefits…

Brokers and health plan carriers make it easy to for employers to set up new group health insurance. The process for health insurance companies is different, but they do not vary significantly among…

Buying group health insurance often requires significant time and effort and presents an overwhelming challenge for those unfamiliar with the process and the industry itself. The large number of…

According to the Kaiser Family Foundation's 2010 Annual Employer Health Benefits Survey, 59 percent of all firms with between three and nine employees offered some form of group health coverage, and…

Lloyd's of London in London, England was the first insurance company. Mariners would sail to the Orient for silk and spices to bring home to trade, but could not afford the loss if the ship sank. The…

Group health insurance provides a number of important benefits to companies, workers and their families. Quality health coverage is an important element in retaining good employees. Many workers rely…

Insurance underwriters work in a specialized area of the industry. Their job is to evaluate insurance applications and determine the risk involved in issuing a policy to a potential client.…

If you are an employer and you choose to self-insure, then you will need to follow your state's laws concerning self-insurance. However, even if you follow your state's laws, you may still need a…

UnitedHealthcare, an operational division of UnitedHealth Group, offers health insurance products for individuals and employer groups. The company has a network of over 600,000 health care…

The Biotechnology & Biological Science Research Council (BBSRC) is the United Kingdom’s most active funding organization devoted to world-class academic training and research in the non-clinical…

A steady flow of new qualified leads is the lifeblood of any group health insurance broker. Without a consistent and predictable stream of prospects, your group health insurance business will falter…

Whether you’re a business owner investigating group health insurance for your employees or an employee presented with multiple group policy options, it’s essential to understand the…

If your company uses subcontractors on a regular basis, you may be able to add those individuals to your group's existing health insurance plan. Every state has slightly different rules and…

A cooperative, or "co-op," is a business that is owned and controlled by its members, each of whom votes on management decisions. Co-ops are not designed to make profits for investors, but to provide…

Insurance is regulated at the state level, so every state's rules are slightly different. However, regardless of the state in which you live, no employer can force you to participate in a group health…

Health insurance is almost always less expensive and more comprehensive when purchased by a group as opposed to individually insuring each participant. If your organization is ready to make a group…

If you lose or terminate your health insurance coverage, the Health Insurance Portability and Accountability Act requires your former insurer to provide you with written documentation of your…

Group life insurance is a form of term life insurance, meaning that it does not accumulate cash value but pays a death benefit to a designated survivor. Term insurance is purchased for a set number…

United Health Group Inc. is a well known American insurance company that offers hundreds of thousands of Americans health care insurance. In mid-2008, the American economy's turmoil began to show its…

A preferred provider organization (PPO) is a type of health insurance that creates contracts with various health care providers in return for sending patients to them. A PPO often can save insurers…

Shopping for a group health plan for your business can be confusing. The ultimate goal is to get a plan that meets your and your employees' needs at a cost that fits within your budget. One of the…

When your company decides to offer group health insurance to employees, you must collect many pieces of information in order to provide an insurance agent with that information to quote rates. By…

Selling group insurance is a career that involves calling on human resource managers, key corporate officers and small business owners. The key to success is finding a product that will save the…

The American Association of Retired Persons (AARP) offers group members the opportunity to enroll in a variety of insurance plans, including health, dental and vision plans. Discounts are available…

According to the United States Office of Personnel Management, there are more than 4,000,000 civilians employed by the federal government. The option for health insurance is just one of many benefits…

The convenience of shopping online has made it possible to get group health insurance at the most affordable premium with the least amount of effort. The need to go to an insurance broker's office is…

Before choosing an insurance provider for your employee group health benefits, it is necessary to evaluate the criteria that will affect the cost of the premiums. Since employers typically pay at…

One of the greatest dilemmas facing individuals who lose their jobs is the loss of the group health insurance plan. The plan often carries the spouse and dependents. In order to retain full coverage,…

Insurance premiums are increasing dramatically as the cost of health care continues to rise. Group plans offered to employees of large companies are taking a toll on both employer and employees, as…

Group health insurance is one of the benefits many employers offer to attract quality employees. As healthcare premiums continue to rise, employers are taking steps to reduce the cost of health…

Filing a group health insurance claim is not a complicated process if you know what you're doing. Follow these steps.

Finding group health insurance for your small business can be a daunting task. You need to find a reputable health insurance company with reasonable rates. Many resources are available to get group…

It's a large responsibility to be in charge of finding a group health insurance plan for your company. You want to subscribe to a plan that works for the employees as well as the business, so take the…