Government Loans

There are several resources available to individuals interested in purchasing farmland. To help find the best resources for your needs, consider important factors such as where the farm will be…

Not all student loans from the federal government are the same, and which one you pay off first can mean a difference of thousands of dollars. The government offers subsidized loans, where the…

Grants are available for Title I schools to initiate activities to improve the school environment and to purchase student uniforms for students in need. The U.S. Department of Education, or DOE,…

Unsubsidized interest loans are loans with no outside support: if you accept an unsubsidized loan you are responsible for all accrued interest, even if you defer repayment for months or years. On the…

To help students cope with the high prices of higher education, the federal government issues student loans. Some federal loans offer you the ability to defer payment until after you leave school.…

Unsubsidized student loans are issued to graduate and undergraduate students by the United States government. Unsubsidized loans are a type of direct student loans, called Stafford Loans, which accrue…

A Chapter 13 bankruptcy will not affect a Title IV applicant's eligibility. The U.S. Constitution empowered Congress to create bankruptcy laws that protected the honest but unfortunate debtor.…

Government loans are widely available for both medical school students and professional doctors. The federal and state governments use these loans to make borrowing more affordable for those entering…

The main type of unsubsidized loan offered by the federal government is the Stafford Loan for students. This loan has a fixed rate of 6.8 percent and is available to any student who fills out the Free…

Students can receive two major types of education loans: subsidized and unsubsidized. The federal government pays all interest on subsidized loans while the student is in school, in the grace period…

Title IV scholarships refer to financial aid available through Title IV of the Higher Education Act of 1965, as amended in 1998. Title IV awards include several financial aid programs for college and…

The amount of financial aid a student is eligible to receive depends on the student's financial need and enrollment status among other things. If a college miscalculates need or the student changes…

Title IV of the Higher Education Act of 1965 authorized the federal government to provide various types of financial aid to higher education students. While a bankruptcy on your credit report won't…

Some types of student loans are subsidized, meaning that the federal government pays the interest on the loan during certain times. This prevents the student from having to make interest payments…

The Department of Education and office of Federal Student Aid administer Title IV federal student to students attending eligible college programs. Title IV programs include Direct Stafford Loans,…

Title IV of the Higher Education Act of 1965 and its amendments offer federal financial aid to college students who meet Title IV eligibility requirements. Title IV programs include the federal Pell…

Undergraduate, graduate and professional-degree students can borrow money directly from the U.S. Department of Education under the Direct Loan Program. The two types of Direct Loans -- subsidized and…

All colleges and universities that accept Title IV federal student aid are subject to regulations that include refund policy provisions. The regulations are based on 34 CFR, Section 668.22 of Title IV…

The cost of a college education is steadily on the rise. A 2010 study by the National Center for Education Statistics cited in U.S. News and World Report notes that a four-year degree from a private…

When funding your college education, it is important to understand what the various types of student loans are and how they charge interest. In a subsidized student loan, the interest does not begin…

Use both subsidized and unsubsidized loans to help pay for college. Subsidized loans are based on your financial need and don't get larger during your deferral period because no interest is charged on…

Financial bailouts which rescue distressed homeowners from foreclosure have become all but the norm in the housing market since the mortgage crisis began in 2007. The federal government's initiatives…

If your school participates in both the Stafford and Perkins student loan programs, you may be eligible to receive both types of loans in your financial aid package. Your eligibility for these loans…

Student loans come in two major varieties: Subsidized and unsubsidized. The federal government pays interest on subsidized loans, which include subsidized Stafford and Perkins loans, during specific…

Whether your loan is a subsidized loan such as a Stafford loan, an unsubsidized loan from the Department of Education or a commercial student loan, it's still a loan. That means that, unlike…

The main difference between subsidized and unsubsidized student loans is that the government pays all interest that accrues on a subsidized loan while payments are deferred, including when you are in…

Stafford loans are one of the main ways that students can borrow money for college through the federal government. These loans are issued to undergraduate and graduate students to pay for qualifying…

Title IV-E scholarships refer to Federal Social Security Title IV-E funds that are awarded to students pursuing degrees in social work. This program aims to improve the quality of public child welfare…

The federal government in 2009 launched its Home Affordable Modification Program to provide financial relief to homeowners who were struggling to make their mortgage payments on time each month.…

Few families can afford to pay for college tuition and related costs without borrowing money. When looking for student loans, choose the loans with the most favorable terms so you will be able to pay…

With the cost of college continuing to rise, many students are turning to student loans to help pay for college. Unlike grants, student loans must be repaid with interest. There are numerous types of…

If you are seeking financial assistance for college, you may have heard that grants and scholarships can help pay for your education. However, you may not be certain as to how the programs differ.…

Like everything else, the price of a nursing education has skyrocketed, costing almost $80,000 over four years at a private school. This cost deters many from obtaining a nursing degree and that…

Student loans come in two major types. Subsidized loans are those on which the federal government pays all of the interest while the student is in school. Unsubsidized loans do not include interest…

The organization known as FAFSA -- Free Application for Federal Student Aid -- grants students financial assistance by way of subsidized or unsubsidized loans, or both. Both of these types of loans…

Regardless of what you're seeking grant funding for, the key to getting the money you seek is knowing how to prepare a grant application or proposal that will catch the potential funder's attention.…

The federal government offers several mortgage bailout programs designed to help homeowners who have difficulty meeting their monthly obligations. Each of the programs is designed to serve a specific…

The best student loans are generally those offered by the federal government because they have lower interest rates than private loans. Some of the federal student loans are subsidized, meaning the…

The government's Home Affordable Modification program (HAMP) was launched to ease the problems that the downturn in the U.S. housing market created. Homeowners who obtained their mortgage before…

A college education can be a big investment resulting in a lifetime of benefits. Stanford University offers several types of financial aid including scholarships and grants, but student loans can help…

Whether you're fresh out of high school or planning to continue your education after years in the working world, figuring out how to pay for college can be a challenge. Average tuition rates for…

When the government pays the principle and/or interest on a federal loan, on behalf of the borrower, the government refers to this as a subsidy. The loan is a subsidized loan. The government does not…

You can receive both a Stafford and Perkins loan at the same time to help you pay for your higher education expenses. In order to do so, however, your school must participate in the Federal Perkins…

The William D. Ford Federal Direct Loan program through the U.S. Department of Education offers subsidized and unsubsidized Stafford student loans. The Department of Education reviews your Free…

The William D. Ford Federal Direct Loan Program is a federal student loan program that allows students and their parents to borrow directly from the U.S. Department of Education to fund a…

Seeking higher education is an excellent decision, one which will ensure you are qualified for better paying jobs and higher positions within most companies. But because of the value associated with…

The Sonja Hoel Perkins Scholarship is awarded to one deserving African American student from the Charlottesville, Virginia area who is a full-time student at the University of Virginia. The…

Having student loans is not the best case scenario for paying for college. However, they are a necessity for many students if they wish to finish their degrees. Unsubsidized Stafford loans from the…

Information on government grants and loans is readily available on the Internet. It is also available from your school or university if you're a student, your grants officer or development director if…

If you're a new college student who plans to seek financial aid, you must familiarize yourself with the various types of loans available. It is not a smart idea to blindly accept any package the…

Educational grants and scholarships are interchangeable terms used to describe financial assistance for college students that does not need to be repaid. There are a wide range of educational grants…

Attending graduate school for nursing costs thousands of dollars -- and it's hard to work while you're taking classes, attending labs, going to study groups and doing clinical rotations. Financing…

Making a budget is an important part of financial responsibility and well being. A budget is a detailed list of income and expenses that covers a given period of time. Many people make monthly budgets…

Many careers require you first complete a two-year or four-year degree from a college or university before you can begin working in that field, which can be expensive. There are several avenues…

Going to college is not a cheap venture. Finding money for it can be challenging. You might wonder if it is worth the hassle of searching, applying, writing essays and double-checking the application…

Law school is difficult to get into and applicants often will try different avenues in order to boost their chances for admission. Some students will have a master's degree to list on their law…

The U.S. government makes several different kinds of loans available to students to help pay for their education. Most of these federal student loans are offered at low rates of interest and do not…

At one point in our country's history, a college education was only for the wealthy and affluent who could afford to spend huge sums on their children's education. Thanks to Title IV educational…

If you're struggling to make your mortgage payments each month, you can find help. The federal government in 2009 launched its Home Affordable Modification Program. Known as the "government mortgage…

The cost of a college education can be more than want grants and government loans will give you. Finding additional funding can take hard work, but it does exist. Keep in mind that you do not want to…

Students have many options when it comes to financing their post-secondary education. Those who qualify should take advantage of grants first and then subsidized student loans since the interest on…

The federal government offers grants, work-study aid and student loans under Title IV legislation. Forms of student loans included in Title IV are Perkins Loans and Direct Loans, which can be broken…

The federal government provides financial aid to eligible students enrolled at an accredited college, university or other post-secondary institution. The William D. Ford Federal Direct Loan Program is…

Homestead loans is a term used for loans made available to lower-income households for the purpose of buying houses or bringing substandard housing up to local building codes. They are managed by city…

The Perkins Loan is a federal loan for students who demonstrate financial need after completing the government Free Application for Federal Student Aid (FAFSA). The Perkins Loan has a low interest…

Many people who are in need of a loan go to their local bank or financial institution to apply for a loan. The United States government also provides a variety of loans to individuals and businesses.…

Federal government loan programs help make college affordable for students and their parents. Several loan programs are available, including Perkins Loans, Stafford Loans, PLUS Loans and Consolidation…

The interest rate on your home loan can make a significant difference in the size of your monthly mortgage payment. If you have a 30-year, fixed-rate mortgage loan of $200,000, you will pay $1,199.10…

Applying for grants, scholarships and loans can be taxing on you, but only if you don't know where to look. Students at any college must fill out an FAFSA (Free Application for Federal Student Aid) to…

If you're struggling to make your monthly mortgage payment, you're far from alone. Foreclosure data website RealtyTrac.com reports that a record 2.8 million property owners received foreclosure…

If you're struggling to pay back your government loan, whether it be a home loan insured by the Federal Housing Administration or a federal Stafford or Perkins student loan, you can find financial…

Various offices and agencies of the U.S. government will give interest-free loans, which the loan recipient can apply to purchasing a home, entering an educational program or giving assistance to a…

When you need a loan for educational expenses, you can apply for a subsidized loan or an unsubsidized loan. While unsubsidized loans are granted much more often by the federal government and private…

Applying for a personal government loan is a simple process. Through an online database, you can access information on various loans and apply for the loan that best meets your needs. Government…

Government programs through the Department of Rural Development provide assistance to low-income single homeowners for the purchase of homes or home repairs. There are several different programs used…

Abundant options for repayment and cancellation or forgiveness of student loans are available for teachers, health care professionals, and researchers. Most offer repayment of student loans in return…

Farm loans are government-sponsored loans that give farmers subsidies to open and operate swaths of land for farming. These loans are low cost and work to the advantage of the rancher or farmer. The…

Time are tough. Unemployment continues to rise, and people are seeking help as they are increasingly having trouble paying their bills. And with the government implementing programs to help people pay…

A savings bank is much like a commercial bank in its organization but is more in line with a savings association in its form of charter and operation. What is a savings bank? Where does it come from,…

You can save thousands in interest with careful planning. Make sure to include your financial adviser to get best advice and complete personalized how to. This is general information that will give…

A personal government loan is a loan made by the government to an individual, who may then use the money for any number of specific purposes. Using the money for a purpose not authorized could result…

A career development loan is a loan that is offered through the government to help retrain someone for a different career choice. Discover how career development loans are similar to student loans…

Many people think that government loans should be avoided because of all the bureaucracy involved when working with the government on any level, but there are some distinct advantages that balance the…

Understanding mortgage graphs and government loans is important when buying a house. See why in this free video on real estate and bank loans.

Understanding mortgage graphs and government loans is important when buying a house. See why in this free video on real estate and bank loans.