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Whether or not you can get a trim without destroying your perm requires you to take the current state of your hair into careful consideration. Find out if you can get a trim without destroying your perm with help from a career hairstylist in this free video clip.
Getting popcorn seasoning to stick to popcorn requires you to follow a few very particular steps during the preparation process. Get popcorn seasoning to stick to popcorn with help from a food host and private chef in Los Angeles in this free video clip.
Just because you want curls in your hair doesn't mean that you're going to have to get a perm. Find out how to get curls without a perm with help from a New York-based hair and makeup artist in this free video clip.
YouTube allows users to share their original video content with a global online audience. YouTube members have to promote their pages and videos to increase the number of views and subscribers they receive. If you meet YouTube's partnership criteria, you can take advantage of a host of benefits, including the ability to upload a banner at the top of your page, which can help you further develop your YouTube page's brand.
Ugg boots are made out of Mongolian sheepskin. Since sheepskin is a type of suede leather, it requires special cleaning to avoid staining and damaging the fabric. Although the Ugg company sells a cleaning agent specifically designed for cleaning the boots, according to the Ugg company, any mild detergent designed for cleaning delicate fabrics will work. The trick to cleaning suede boots is to avoid scrubbing and rubbing the boots too hard to prevent damaging the surface of the suede.
You can get an HTC clock on your iPhone without a widget by installing the HTC Clock Pro theme. This theme copies the standard clock that appears on HTC mobile devices running the Android operating system. You will need a jailbroken iPhone to use the theme. You will also need to install the WinterBoard application from the Cydia store. Jailbreaking your iPhone will void your device's warranty.
Most Pokemon have only one evolutionary path but Eevee is a unique Pokemon that can evolve into seven different forms in "Pokemon SoulSilver," including Espeon. Eevee will only evolve into Espeon when it is happy, so most trainers give their Eevee plenty of love and pampering to raise its happiness level. However if you don't want to use Eevee in your team or give it daily beauty treatments, you can instead raise its happiness through a strict regimen of the right foods and vitamins.
Rayquaza is a legendary Pokemon found in multiple Pokemon games, including "Pokemon HeartGold." In order to catch Rayquaza in "Pokemon HeartGold" you must use an item called the Jade Orb. Professor Oak will give you the Jade Orb when you catch a Kyogre and Groudon and show them to him. However, Groudon is not available in "Pokemon HeartGold" and can only be obtained by trading the Pokemon over from "Pokemon SoulSilver." If you do not have a means of obtaining Groudon, the only other way to obtain Rayquaza is through trading.
You can load your music onto the Samsung Gravity to enjoy it wherever you take your phone. The Gravity features the Android operating system, which allows you to load files through an additional memory card or through the USB transfer interface. Connect your Samsung to your computer to use the native Windows utilities to transfer your music files to the Samsung Gravity's internal storage drive.
Without the Enigma Stone WiFi event, Latias does not appear natively in "Pokemon SoulSilver." The legendary Pokemon Latias instead appears in "Pokemon HeartGold," while Latios appears in "SoulSilver." These legendary Dragon/Psychic-type Pokemon were first introduced in the games "Pokemon Ruby" and "Sapphire." To get Latias without the WiFi event in "SoulSilver" you need to transfer or trade.
The iPod Touch, also known as iTouch, is a portable media player by Apple. It also offers a high-resolution display, high-def video recording, gaming center and numerous supporting applications. When an iTouch is locked by pressing the lock button, the screen that appears is known as the lock screen. The lock screen can be configured to display a wallpaper of your choice. Cydia is a software that allows users to download applications on a jailbroken iPhone for free. If your iPhone is not jailbroken, Cydia will not be operational; however, you can still get a lock screen on your phone.
The elusive legendary Pokemon Celebi is notorious for being one of the rarest and hardest to get Pokemon in the entire series. In fact, without cheating, it is technically impossible to create one, meaning there are a finite number of legitimate Celebi in existence. This includes the Game Boy Color entry in the series, "Pokemon Gold." However, in certain situations, it is possible to obtain this rare beast without resorting to a "GameShark" or "Action Replay" cheat code.
In the Nintendo DS video game "Pokemon Platinum," players roam around a large open world collecting creatures called Pokemon. Some are extremely rare and are referred to as legendary. Arguably the rarest of these is Arceus, a very powerful Pokemon that can change its element type to anything depending on which item the player lets it hold. The only way to obtain an Arceus without using events or hacks is by trade, a very common way of getting new Pokemon.
Jailbreaking an iPhone, iPod touch or iPad unlocks the device from iTunes and allows you to install third-party software from the independent Cydia application store. Cydia is automatically installed as part of the jailbreaking process. Most jailbreaking methods require you to connect your device a computer to sync the new, jailbroken firmware. However, using the JailbreakMe website makes it possible to install Cydia on your iOS device without the need to sync it.
Whether you’re a man wanting a neat and precise appearance, or a woman conforming to a high standard of personal beauty, hair care is an important part of the daily routine. The ability to style your hair the way you want it is one of the most basic requirements to meet for presenting the appearance you want. Choosing which hair care product to use, however, can be a difficult decision, and is largely based on personal preference. If gels leave your hair too stiff, and hairspray feels too crunchy, applying mousse can give you the style you need without sacrificing…
Microsoft Windows automatically detects and installs the software for plug-and-play devices connected to the PC. If you need to know the manufacturer and product name for your webcam model but no longer have the box or manual that came with the webcam, you can look up the vendor and device ID in Device Manager -- a program used to manage the hardware installed to the computer -- and use the information you find to obtain the webcam's product details.
Today's cellphones are capable of doing tasks common to devices, such as desktop computers and digital cameras. In fact, many of today's phones are capable of taking pictures and storing them on removable storage cards. These storage cards can be used as drives when your phone is connected to your computer by using the phone's USB cable. After the phone is connected, you can open the phone and transfer pictures from the storage card to your computer.
Many WordPress plugins automate AdSense ad placement. But you can do it yourself too if you do not want to rely on a plugin. Since manual ad insertion requires you to edit the template directly, do not attempt this unless you are prepared to do a little programming work. Familiarize yourself with the theme code and most importantly back up your data first.
If you've been looking for a chance to get your hands on the legendary dark-type Pokemon Darkrai but didn't have access to the Nintendo events that featured it, you may think yourself out of luck or destined to have to trade for one. This is true if you want a legitimate Darkrai, but if you're willing to bend the rules to get your hands on one without trading there are two cheat methods that will allow you to get Darkrai without having attended a Nintendo event.
In the "Pokemon" franchise, collecting all of the Pokemon is one of the many objectives players must accomplish to complete their game 100 percent. However, as each game is specifically introduced with a limited number of Pokemon species to capture, it's next to impossible to collect every Pokemon using a single game and no help. In order to catch every Pokemon available as of the time of publication without a cheat device like Gameshark, you'll need a copy of either "Pokemon Black Version" or "Pokemon White Version" -- the latest entries in the franchise. You'll also need a reliable friend…
In the "Pokemon" video games, you can feed your Pokemon a Rare Candy to advance it to the next level without battling. As their name implies, there are only a few Rare Candies scattered around each region, but you can get an unlimited supply of Rare Candies by battling and then shopping at each region's Battle Tower, Battle Frontier, or Battle Subway.
The eye is drawn to images before text -- and that goes for pixelated images as well. If a document or website you are working on features a pixelated image, it will give an unprofessional first impression of your work. Whether you are creating promotional material, a consultation report, a client website or an academic paper, make sure it rings with authority. A clean, professional-looking document is essential. Adobe Photoshop is a great tool for enlarging pictures of all kinds without the image getting pixelated.
Generally, when you have wireless Internet access, you will download applications for your Android tablet directly from the Android Market, a default app by Google that allows you to access new apps for your devices. However, if you do not have wireless Internet or if your Market app is not working properly, you can still get apps onto your tablet. This way allows you to enjoy more games or utilize productivity tools or even to download apps that may not yet be available from the Market.
You can acquire scanner applications for your Android device by downloading them from the Android Market. While some apps can only be obtained through non-traditional methods, such as sending a text message to a developer requesting a download link, other scanner apps can be downloaded in the usual manner. Once you’ve installed a scanning application on your Android device, you will be able to scan bar codes and use that information to locate product information and pricing.
Those in the market for a home who do not have all the documentation needed to get a traditional mortgage have another option -- the no-documentation loan. A no-doc loan gets its name because the lender will not require documentation of income to process the loan. A mortgage officer or broker will, however, require a credit check and an appraisal of the property being purchased before the loan is approved.
"RuneScape" is one of the earliest free-to-play, multi-player, online role-playing games released in 2001 by Jagex Game Studios. Content is split up between members' areas and free-to-play areas. Quests can be done out of order, and this is frequently done in order to obtain powerful items, weapons and armor. The Ghostly Robes can be obtained in exactly this way.
Roblox is an online gaming community that allows players to build "places" for other players to visit. Players also collect and exchange two types of virtual currency: Robux and tickets. Though rumors of free currency often circulate, no way exists to get Robux currency for free. You can take several steps to build up your Robux tickets quickly.
Dreadlocks, narrow strands of hair that are twisted or matted, are a very distinct hairstyle that is done on hair ranging from short to long hair. While true dreadlocking can take up to a year to achieve, temporary dreadlocks are completed in a matter of hours, in the comfort of your own bathroom. Creating temporary dreadlocks allows you to get a fashionable hairstyle without the commitment.
It's a disappointing feeling to get all ready to pour yourself a glass of wine and then find out you have no corkscrew, and no easy way to get one. Fortunately, all is not lost, as you can use a shoe or boot to open the wine bottle without breaking it. It may take a few tries to master the trick, but once you have it figured out, you won't have to worry about forgetting the corkscrew again.
Students often want to go to school full-time without having to worry about working a job as well. You might be surprised to learn that you are more likely to get financial aid if you don't have a job than if you do. This is because the federal government and most schools design financial aid packages to make up the difference between what you can afford to pay and what the school costs.
The trick to retaining your financial stability while searching for a new job is to conduct your search in secret. As much as you may like your boss, you owe it to yourself to find a job before the boss begins searching for a replacement for you. In order to keep the secret, you should follow some common sense rules about when and and how to conduct your search.
Bad credit can make getting a job difficult, but you have rights as a job candidate and consumer. Employers may use a credit report when considering you as an employee to determine your trustworthiness, and you might lose out on a job if your credit history is poor. An employer who uses a credit report to deny you employment must tell you that the report cost you the job.
Potential candidates for a new job should express interest in the position with excitement -- but not desperation. An excited potential candidate sees a job as a perfect fit for her background, skills and experience. A desperate candidate may appear to just want a job -- any job -- because of long-term unemployment or financial problems. A hiring manager choosing between the two might select the excited candidate because her interest in the position appears more genuine. Even if you are desperate for a job, there are ways to express interest without allowing your desperation to show.
"Pokemon Emerald" is the third version of the "Ruby" and "Sapphire" series, comprising the Game Boy Advance (GBA) remake of the original Pokemon series, "Pokemon Red," "Blue" and "Yellow." Roselia is one of the Plant-type Pokemon, introduced in "Sapphire" and "Ruby." Often, in Pokemon games of the same generation, some games contain exclusive Pokemon as a way of distinguishing them from the other games in the generation and creating value.
Engineering, covers a wide variety of technical fields. You might need a graduate degree if you're targeting a research or faculty job. A license is also required if your job involves offering services directly to the public. But for most entry-level engineering jobs, a bachelor's degree is sufficient for you to get hired, even without experience.
College studies can be demanding. You have to study, complete assignments and write exams. Many students would rather focus on successfully completing their studies and graduating instead of overburdening themselves with employment. But combining your college classes with a research position gives you an opportunity to gain invaluable skills you need in your future career.
"Roblox" is a free world-building game where players create unique levels for the "Roblox" community. "Roblox" offers players a subscription membership to the Builders' Club, which allows players to create extra levels and gain access to more game features. However, not all gamers wish to pay a monthly fee to join the club. By setting up an additional account, you can create levels beyond the maximum without paying a membership fee.
String is an essential material in "Minecraft." It is used to make wool, fishing rods and bows. Killing spiders is the only way to obtain string. For the many players who choose to play Minecraft on peaceful mode this can be a problem. Spiders and other monsters do not spawn on peaceful mode, eliminating the only way to get string. To get string without killing spiders requires installing a mod or having operator privileges on a multiplayer server.
In the game "Pokemon Diamond" for the Nintendo DS, there are certain Pokemon that can only be captured through a Special Event; one of these Pokemon is Darkrai. Darkrai requires you to have a Member Card, received through one of the Special Events. If you missed the event, you can't get the Member Card and you won't be able to catch Darkrai. However, you can use an Action Replay code to get yourself a Member Card and catch Darkrai.
When you are discharged from a branch of the armed forces, that discharge will be honorable, general under honorable circumstances, or other than honorable. The type of discharge you receive will affect the types of benefits you can claim as a veteran, like your GI Bill education benefits. However, even if you don't have the highest rank, honorable discharge, there are still options available to you.
Creating waves in your hair provides a beautiful and seemingly effortless hairstyle. While waves can be created with products such as wave gel or waxes, you can also create natural waves through a few different methods. Braids create the most natural effect but are more time consuming. A waving iron adds quick waves. For a just-off-the-beach look, a homemade salt spray creates loose waves with minimal effort. When creating natural waves, you should style hair gently so as not to loosen the wave.
Get on Facebook without signing in to chat if you'd rather use the website without being distracted by friends attempting to contact you. Facebook's chat feature has an offline mode, which allows you to use other features on the website without appearing online in chat. Offline mode prevents other users from sending messages to you, and it also prevents you from contacting anyone else.
The IRS recommends that employees keep a record of their W-2s, which prove their income and deductions for the year. If you earned wages and had taxes withheld from your paychecks, your employer is supposed to give you a W-2 form by January 31. If you are missing W-2s, obtain free transcripts from the IRS by submitting Form 4506-T. However, you must have your employment year to do this. If you do not know the dates or year of employment, you can still obtain your W-2s.
The PS3 entertainment system comes with many functions for your gaming experience. The online component of the system, unlike that of the Xbox 360, does not cost any money. You can create a match lobby in any game that allows it on the PS Network. This will allow people to join your game and play an online game mode together. You will not risk getting banned as long as the game contains an option to create a match lobby.
Each new generation of the Pokemon games introduces new Pokemon into the world. Though the game enables you to use traded Pokemon from previous editions, it is normally impossible to catch Pokemon from previous editions. In Pokemon: Diamond, players can utilize a cheat to capture any Pokemon in the game.
In "Pokemon HeartGold," you can use a ThunderStone to evolve a Pikachu into a Raichu, an Eevee into a Jolteon or an Eelektrik into an Eelektross. You can get an infinite number of Thunderstones at the Pokeathlon, but if you want to avoid playing the mini-games, you can either win a Thunderstone at the bug-catching contest or obtain one from Bill's Grandfather in Kanto.
You're free to explore the Happy Volts Asylum in "Bully" if you have the Orderly Outfit but, it's possible to obtain this costume without finishing the required mission. You will first gain access to the Happy Volts Asylum during Chapter IV when the corresponding tunnel passageways open. The asylum grounds contain contain several collectible items you'll need for 100 percent completion. If you enter a cheat code, you can obtain the Orderly Outfit before visiting the Happy Volts Asylum. Once you've got it, you'll be able to grab the goodies from the area without fear of capture.
You've found your dream job only to realize you may never get it, not because you don't qualify, but because you took too many risks with your credit history. That's right---there are careers that, because of the demand for integrity and reliability inherent in the job, require a credit check before an applicant is hired.
Maybe your cubicle neighbor plays her music too loudly after lunch or another coworker has the propensity to smack his gum while on the phone. Whatever the issue, getting a point across in a job without hurting feelings requires finesse and diplomacy. How you address the issue with a coworker or a subordinate could make the difference between a smooth, well-running work environment and a resentment-filled workspace. Sometimes hurt feelings are unavoidable, as is the case with conveying a promotion to other employees. Nonetheless, certain techniques lessen or circumvent sore feelings.
"Pokemon" is a video game made by Nintendo with the goal of the game being to collect, battle and train as many Pokemon creatures as possible. At the start of the game, each player gets a Pokedex, which is a device that records the number of Pokemon found in the wild. Each time a Pokemon is caught, it is automatically added to your Pokedex. Not all Pokemon are easy to capture, however, such as the legendary Latios. For players who would rather not find Latios themselves, they can use a special GameShark code to complete their Pokedex without finding him.
Businesses produce their revenues while incurring expenses. Revenues minus expenses is equal to either the business' net income or net loss for the period in question, depending on said business' performance. Net income represents the business' financial gain through running its operations, much as net loss represents its financial loss through doing the same. Gross sales minus sales deductions is equal to net sales, which is either the core component or the total sum of the business' revenues, depending on the firm. It is impossible to calculate net sales without including sales discounts and allowances unless both cost of sales…
"Nazi Zombies" is a game mode in "Call of Duty: Black Ops." Your objective is to survive as long as you can while zombies attack. For each round you complete, the zombies become larger in number and harder to kill. You can purchase "Call of Duty: Black Ops" from the PlayStation Network Store if you don't want it on disc.
"Habbo Hotel" is a free online virtual gaming service available for people from children to adults. Habbo gives players the chance to create and explore the virtual rooms and world of Habbo using a personalized character, which is used to walk, talk and complete tasks in various Habbo realms. Getting a drink in Habbo is possible by using different Habbo objects --- other than the traditional Habbo refrigerator -- and any player can do so.
IMVU is a social-gaming site that is blocked by many schools to prevent students from playing games during school hours. The website is blocked by system administrators through the network settings. You can use a Web proxy server to get to imvu.com without it being blocked. Proxy server sites are completely free to use and are capable of bypassing security and networking restrictions.
In "Pokemon SoulSilver," you can receive one of the three first-generation starter Pokemon from Professor Oak after you have defeated the most difficult trainer, Red. One of those three is Charmander, a Fire-type lizard Pokemon. Charmander can then be evolved into Charmeleon and Charizard. To obtain a Charizard before defeating Red, you can use an Action Replay device to place one into your game file. Be warned that this code will delete whatever Pokemon you have in the first slot of your party so place an unwanted Pokemon in that position before activating the code.
Mechanical engineering is a lucrative field, but a bachelor's degree or higher is important when growing your career. Because there are so many job opportunities in the fields of science and mathematics, both the government and private organizations provide a variety of grant programs as incentives to encourage students to pursue a college degree. You may even qualify for multiple grants and scholarships.
A Zwinky is a non-animated, cartoon-themed avatar that can interact with others on the Zwinky website. Members can add cash to their Zwinky accounts, which is transferred to a ZCard, the site's virtual debit card, to purchase clothing, accessories and other Zwinky items. To buy items, such as new sunshades or a pet for your Zwinky, you do not need a ZCard. You can get free site items or earn ZBucks you can use to get new items instead.
Bad references need not limit employment opportunities. With some preparation, a person can still find a new job. Since most employers request references before making the final hiring decision, never offer references to an employer unless they're requested. This additional time allows you to balance a negative reference with more positive referrals.
Many individuals receiving Social Security Disability Insurance are unemployed. However, you may wonder what will happen to your benefits if you decide to return to work. Though getting a job may not immediately affect your SSDI payments, you may become ineligible for benefits if your earnings exceed a certain amount.
Although sugar ants can be a pantry and kitchen nuisance, they are also interesting subjects to study. They are easy to find and simple to catch. Be cautious when capturing sugar ants because they will bite. By making a careful trap, you can collect enough ants for a science project without getting bitten.
The short answer is...it depends. Any application for a job with the sheriff's department will include a detailed background check to confirm that a candidate is an appropriate match for a job with the challenges and temptations of law enforcement. Although your background interview will include a frank discussion of any criminal activity in your past, past crimes may not be an insurmountable barrier to the job.
For defendants to a minor crime who have no criminal record, diversion is a way to pay for your mistakes without long-term affects on your personal record. How it affects your ability to get a job depends on the kind of job, and on the current status of your diversion.
"Pokemon: SoulSilver" is a role-playing game for the Nintendo DS portable gaming system. Players take on the role of a young Pokemon trainer tasked with collecting and training mystical beasts. The "Blue Orb" is a special item that can allow trainers to catch the legendary Pokemon known as Kyogre. The blue orb is not normally accessible in "Pokemon: SoulSilver" and must be traded over from a different version of Pokemon. However, with the use of a cheating device you can get the blue orb without needing to trade.
Memorial University of Newfoundland (MUN) offers the Bachelor of Business Administration program through the Sir Wilfred Grenfell College at the Corner Brook campus. Admission is open to high school graduates, current MUN students, transfer students and graduates of other business management programs. The Office of the Registrar administers applications and, if you are transferring, will review your transcript for transfer credits. The Bachelor of Business Administration program does not have any work experience requirement for admission.
As viewers tune into their evening news to get information on what to wear and pack for the next day's weather, they watch meteorologists make their predictions. What they may not know is that meteorologists have a much more specialized name for their profession -- atmospheric scientists -- and that predicting the weather requires more than just watching cloud patterns on a computer screen. For those professional "weather people," tracking patterns of salaries in certain pockets of the country and top-paying industries offer options to attain higher incomes.
Meteorologists are atmospheric scientists. They may use their training, expertise and education to attempt to predict short or long-term weather conditions. They may also be involved in studying atmospheric phenomenon to understand how weather conditions affect life on earth. Salaries for meteorologists may vary based on their type of employment and geographic location.
"WeeWorld" is an online world where players gather to chat, collect items, and deck out their WeeMees in the coolest virtual goods. But you need gold to get all that cool swag, and unless you've got a secret gold mine tucked away somewhere in WeeWorld, you're going to have to buy gold points or earn them for completing tasks with WeeWorld's advertising partners.
If you've tried to upload a digital photo to the Web service IMVU only to have it appear fuzzy, this means that the file is smaller than it needs to be. IMVU is resizing the image and expanding it to fill a specifically sized space, and in the process is making it appear blurry and out of focus. You can fix this by manually adjusting the size of the image before you upload it.
In financial terms, "NINJA" stands for "no income, no job and no assets." Typically, someone must have at least one of these in order to qualify for a loan or line of credit. However, in some cases, someone in this situation may be able to get a loan anyway, though doing so may require the borrower to show a little ingenuity and assertiveness. It also may require the lender to do some research and searching to find the right lender.
Writing a letter to ask for a job offer is an assertive move. Job candidates usually wait for the employer to issue the offer. However, circumstances may make asking for a job offer a sound strategy. For example, the hiring manager generally may have discussed job title, responsibilities, salary and start date -- but not put it in writing. You can move things along by sending a letter requesting a formal offer. Writing a letter to ask for a job you have not interviewed for is inappropriate, however.
When a person quits a job, it is generally customary that the person give the employer some notice that he is going to be leaving the organization soon. While there are no laws requiring a person to tell an employer an advance that he is leaving, it is considered polite. In addition, it may prevent the employer from giving a positive reference when the person applies for a job in the near future.
Arceus is known as the "god of Pokemon" as it created all other Pokemon. It is the most powerful Pokemon in the games. In order to get Arceus for your Pokemon game without using the Wi-Fi "Mystery Gift" option, you will need to use a game modifying device such as an Action Replay. With the Action Replay device, you can input a code that will automatically place an Arceus into your game file.
Over 75 percent of natural disasters result from weather and climate changes. Weather and climate affect over $2 trillion of the gross national product in the U.S. Meteorologists study atmospheric variations such as seasonal changes along with chemical and physical properties of the atmosphere. The Bureau of Labor Statistics expects a faster than normal growth in the atmospheric science field. Pay fluctuates like the weather, varying by location, type and setting.
A mortgage is a home loan that borrowers use to purchase property. Since the housing market troubles of 2008, lenders have been far more strict in approving mortgages. For lenders, it is largely a matter of risk: The lender wants to lower the chance of a default as much as possible while still making sure that the loan appeals to enough borrowers to be profitable. Lenders try to give loans only to borrowers with strong financial assets. This makes it difficult, but not always impossible, to get a mortgage without a job.
Ring card girls are the eye candy at boxing and fight club events. Bikini clad or leotard-wearing girls circle the canvas holding up cards indicating the number of the upcoming round while athletes take breaks in their corners. In many instances, you must be 21 years old to seek this kind of employment. Getting a job as a round card girl is a straightforward process and is sure to bring in a handy supplemental income -- $60 to $100 per hour.
Glass ampules provide a light-weight, sterile and tamper-proof environment in which to package medications. Since the ampule is made completely of inert glass, the chance of the contents becoming contaminated from rubber or metal stoppers is eliminated. The tapered ampule top allows for easy opening, and a space to mix the liquid if needed. Because ampules are fairly small, they can be a bit tricky to open. With a little practice, glass ampules can be easily snapped open.
According to the American Medical Association (AMA), the average medical student graduates from with about $157,944 in debt. And because of the high cost of medical education, many aspiring physicians put off medical school. However, medical students can find grant money to pay for school from a variety of sources.
When you apply for a mortgage, the lender usually wants to see some kind of evidence that you will be able to afford the payments on that loan. That means proving that you have a steady income, or assets you can draw on. Borrowers who can't or won't produce such proof have other options, one of them being the NINA mortgage --- which stands for "No Income, No Assets."
Even a used car can deflate your wallet or bank account by thousands of dollars. When you don't have that kind of money immediately available, car loans can get you into the ride of your choice. Your employment status may, however, affect whether your loan application goes through.
Educational requirements for becoming a doctor are demanding and competitive. A future physician completes undergraduate studies at a college or university, and then goes on to medical school, an internship and residency. Medical students may choose to become an M.D. (medical doctor) or a D.O. (doctor of osteopathic medicine).
U.S. medical students graduate with an average debt of more than $150,000, according to the American Medical Association. If you plan to become a doctor, you can find educational funding through universities, medical foundations and government programs. Certain grant and scholarship programs only provide money for minority students, and others require you to attend participating medical schools. The amount of money you receive can vary, depending on the grant for which you apply.
The word meteorology is derived from the Greek word meteoros, meaning "high in the sky" and meteorologists spend a lot of time gazing up. Meteorologists seek to explain and predicate observable weather events. These events are influenced by factors such as temperature, air pressure and water vapor, and how they interact over time. Meteorology has applications in many diverse fields.
Economists collect and interpret data about the distribution of resources like land, labor and raw materials for the production of goods and services. They spot trends and forecast such issues as energy costs and unemployment levels. An economist often presents data in the form of a report with tables and charts.
If you're out of work, you can find significant financial relief by refinancing your existing mortgage loan to one with a lower interest rate. Doing so can lower your mortgage payment each month by $100 or more, depending on the drop in your interest rate and the size of your home loan. The challenge lies in convincing a mortgage lender to refinance your home loan when you are unemployed.
Medical doctors can uncover rewarding careers in health care, but they must go through years of education and training before beginning their careers. With medical doctors averaging a minimum of 11 years of education and training, most will not begin their careers until their early- to mid-30s if they begin their undergraduate education straight out of high school. This lengthy education process comes with a high cost.
Students pursuing agriculture or veterinary degrees are eligible for scholarships from government agencies and private industries. Many scholarships provide field experience in the form of internships or summer jobs, and some awards include the possibility of permanent employment after graduation.
A credit card has a positive impact on your financial life. You can use a credit card for more purchasing power or as an emergency fund. If managed correctly, the credit card will help you build a positive credit history. Qualifications vary by creditor. While most creditors require a source of income, you may get approved without it if you meet other qualifications.
Benjamin Franklin once stated, "I saw few die of hunger; of eating, a hundred thousand." Even centuries ago, Franklin noted the drastic effects nutrition can have on a population. To help people wade through the fad diets, of-the-minute scam medicines and "what not to eat," trained nutritionists take the helm of the menu. Nutritionists gain their position at the top of the food pyramid by extensive post-secondary education.
Nearly every business and industry in the United States deals with marketing; an individual with a marketing diploma has a multitude of options when it comes to finding a job. These specialists essentially work with or direct the process of moving goods and services from the producer to the consumer, user or buyer and therefore are crucial for the growth and survival of a business. Depending on specific fields of study, personal preference and talent, certain types of positions in the marketing field will be more appropriate for an individual.
Some students feel that finding a job after majoring in a subject of interest is harder than going the route of earning a more marketable degree. Philosophy majors in particular may feel this way, but there are career paths with a philosophy degree.
Scholarships intended for students wishing to study agriculture at a university may be funded by private corporations and state-level agencies. However, when applying for an agricultural scholarship, it is often beneficial to find information about local funding programs in your area, as the vast majority of scholarships are available on the neighborhood and county level.
A job application is a way for your prospective employer to view a full overview or profile of your work experience, education and skills. If you're filling out your first set of job applications to find work, get familiar with a few key job application rules that may help your form stand out.
The music industry is a business like, yet unlike, any other. Depending on the area of concentration, with a music business degree there are many jobs you may consider. Career paths include administrative, managerial, supervisory and agency positions working for artists, record companies, concert promoters and a host of others in the music, broadcast, movie and related teaching and legal industries.
Students might choose business as their major because they see themselves working in corporate America. However, their career visions might stop there. Upon graduation, some business majors struggle to find the right career path because this broad degree opens them to many career options. By exploring some of the career possibilities for individuals with a bachelor of business administration degree, students can uncover some of the many options available to them.
Marketing involves anything related to the development, production, sale, promotion or distribution of products, services or events. Marketing positions are plentiful and employment can be found with media groups, design agencies, marketing companies and the marketing department of many businesses, hospitals, organizations and corporations. Some workers may perform the tasks of multiple job positions. Although job openings may be easy to find, competition for these jobs is stiff.
Though financial advisers often suggest picking up a second job to make more money, it's not always possible to do when you already work eight or more hours a day. Instead, it may be best to try to make more money at your current job. This is especially true if you've been working at the same job for several years at the same pay rate.
Microsoft Excel offers several built-in templates and many more you can download from the Internet. Checkbook registers are not included in the built-in set, but you can download a few different options from the Microsoft Office website. As long as you enter your data correctly, these templates will automatically add your deposits and subtract your withdrawals, eliminating math errors and providing you with an instant balance every time you make an entry.
Employers normally establish the work schedule for their employees. But often you can negotiate hours of employment and get a flexible schedule or work fewer hours or days. Getting a better schedule involves speaking with your employer and presenting your proposal. The employer can either accept or deny your request, but you won't know unless you ask.
Credit card regulations have made it difficult for people with bad credit or no credit to gain approved for a credit card account. Most credit card companies also require account holders to show proof of a savings or checking account through a bank. If you have no credit, bad credit or no bank account, it can seem impossible to be approved for a credit card. Fortunately, even people in these circumstances have options. Some lenders will approve credit cards at extremely high interest rates with annual fees, while others offer pre-paid cards.
When applying for a job, you probably expect a potential employer to run a background check to gain information about your criminal record, job history and educational background. However, with the growing popularity of social networking sites, potential employers might also look at your Myspace page during the hiring process. Information posted on your Myspace page can potentially leave a negative impression on an employer and even jeopardize the chances of you being hired.
There are hundreds of opportunities to negotiate: you can negotiate interest rates with credit-card companies, negotiate room rates with hotels or negotiate the cost of an article of clothing at a store. But by far one of the most important negotiations you will ever make is for your salary: an extra $5,000 in annual income will get you much farther than that $10 discount you scored on that T-shirt. Asking to negotiate is the first step.
If you want to become doctor, it takes years of education, training and preparation. Unfortunately, this education and training is not free; you have to pay for it if you want to pursue this career path. A doctor's education is one of the most extensive compared to other career fields.
Obtaining a loan can help you pay for unexpected expenses such as car repairs, or it might let you take a vacation. Financial institutions typically require a job history and a proof of a steady source of income from applicants for traditional loans. However, you may qualify for a loan without a job history if you can meet other qualifications.
Renting an apartment at 17 years of age may seem appealing, but, in reality, it brings you crashing into adulthood. While there are many legitimate reasons to move out of your parents' home and into apartment at 17, there are far-reaching consequences if you are not prepared. Without legal emancipation from your parents, you may not be bound to a contract. An apartment lease is a contract.
Lets face it -- braces are expensive. Insurance companies typically pay a portion of orthodontic care, and require the patient to pick up the additional expense, but when you do not have insurance, you are left to pick up the entire cost out of pocket. Luckily, most orthodontic practices realize patients cannot pay the cost up front and have created various ways to cover the cost of the braces.
Employers request a job seeker's salary requirements to screen employees. Employers will use this information to see which employees fit their profile and to see who has done their homework regarding the job requirements and salary ranges. There are several things you should consider when responding to an employer's request regarding salary expectations.
When your skills are in high demand, it's the right time to negotiate a sign-on bonus or salary increase. A sign-on bonus can be tied to not only signing a contract with a certain employer, but with staying at that company for a specific length of time. The sign-on bonus may be paid in installments in your paychecks or all up front. A salary increase is based on not only the time you've spent in your position, but also what you've done for the company. In both cases, negotiating more money from your employer maximizes your earning potential.
You've been through a grueling series of interviews, and finally you have the offer letter in your hand. You've secured your dream job. Don't celebrate just yet---there's one more step to go through before you settle into your new role. You want to ensure you'll be compensated fairly for your expertise and experience, so don't be afraid to negotiate on salary. This has to be handled appropriately---after all you don't want to start off on the wrong foot in your new job, but there are ways to get what you want, and at the same time make the company feel…
The agricultural industry is considered one of the backbones of the national economy and plays an extremely important role in every American's lives by supplying the food we eat and other farm products we consume. Although the demand for farm workers has decreased due to advances in technology and increased mechanization, the agricultural industry continues to supply jobs for thousands of Americans. Education and other requirements for agriculture jobs depend on the position you're seeking.
You have up to eight years of school to complete before starting work as a doctor. Even after graduating from college and medical school, you have, at the minimum, three more years of on-the-job training before becoming licensed to practice as a doctor without supervision. Also, your medical education is expensive--tuition for one year in 2007 was $22,199 for resident students and $40,919 for non-resident students, according to the American Medical Association.
Getting a job offer is a cause for celebration. However, just as important as receiving a job offer is receiving the right job offer. People typically spend at least eight hours per day at full-time jobs, the majority of their waking hours in a given day. Such a large time commitment should not be taken lightly. Negotiate with potential employers to ensure that you receive appropriate compensation and a nurturing work environment that encourages productivity.
As a parent, sometimes it is difficult to refuse your adult children when they ask for help. When children can't make it on their own, parents may allow them to move back home. If you are a parent of an adult child who lives in your home and does not work, it increases your financial burden and responsibility. It is essential to set boundaries and rules if you want to empower your adult children to stand on their own two feet again.
The process of getting a teaching job in Florida will vary depending upon the qualifications of the job seeker. Teacher pay is also contingent upon factors like education and experience. In Florida, teachers earned an average of $46,696 per year for the 2009-2010 school year, according to the Florida Department of Education's Education Information and Accountability Services Data Report, published in August 2010.
Becoming a mechanical engineer isn't easy, but there are many jobs in varied fields available for those with the training. Mechanical engineers apply knowledge of physics, math and various sciences to electronics and machines. You could find yourself working on an airplane one year, a factory the next and robots during a third job. Priming your resume and updating on-the-job training can help your chances of finding a job in mechanical engineering, so you can use the knowledge you gained in school.
Mediacom is a provider of digital cable television, high-speed Internet and residential home phone service. Serving more than 1,500 communities in the United States, Mediacom has more than 4,400 employees in 23 states. Installation technicians are responsible for connecting customer services and performing routine checkups and service calls. Along with employee technicians who perform installations, Mediacom also hires independent cable contractors to complete Mediacom jobs. If you are interested in a Mediacom cable contractor job, follow a few steps to increase your chances of being hired.
Job applicants' credit histories have become a part of the hiring consideration process. People with a bankruptcy on their credit record may have trouble getting hired for financially responsible positions.
Credit cards once were a luxury, a new way to pay for goods and services without the need for cash or checks. Today credit cards are almost essential. You cannot purchase some goods and services without them. This is essentially the case with airline tickets hotel reservations, for example. If you don't have a job, you can still get a credit card.
Getting a car loan without a job can be done under various circumstances. Most companies that offer loans to people who are out of work will want to protect their investment by looking at criteria such as your credit history,l credit score, and current assets. It is important to speak to different lenders and take your time to find one who offers terms with which you feel comfortable.
Gaining approval for a mortgage if you're unemployed and new to a city is extremely difficult unless you have an employed spouse or substantial savings to prove to the lender that you'll be capable of paying for the property. Banks maintain strict standards for employment when evaluating potential loan applicants. Ancillary income, through freelancing or another form of self-employment, can help you qualify for a mortgage without a conventional job. A long employment record and a short period of unemployment also could boost your chances of acquiring a mortgage.
Getting a mortgage usually requires you to prove you can pay for the loan. If you've had a steady job, you can easily come up with your employer's info and copies of tax statements to prove your income. If you don't have a full-time job, you might not have those documents and you'll be hard pressed to persuade the lender that you can make the loan payments. However, there are options available for people who do not have a full-time job.
Many people have the need for a loan at one time or another. Emergencies happen, bills are due, or you may be laid off. When you don't have a job and you have no credit or bad credit, it can be a difficult to get a loan. However, there are ways to get the money you need, even under these circumstances.
Renting an apartment without a job reference is a challenge but it is not impossible. Many people relocate for various reasons, one of them being to get a better job. Property managers require proof of income, rental history and a background check. In some larger metropolitan areas, they also require a credit check. The purpose of these requirements is to prove that the tenant can afford to keep up the monthly rent payments and that he or she will be a reliable renter. But there are ways around these traditional requirement checks by property managers or owners.
In a society that revolves around money, assets and credit, you would think that trying to get a mortgage with no job would be impossible. But that is not always the case and not having a job is not necessarily a barrier to obtaining a mortgage. A new type of mortgage loan makes it possible for people who cannot verify income for one reason or another to qualify for a loan.
From paper to online, there are check register styles to suit every type of bill payer. It is important to make sure deposits and expenses are recorded, so use whatever register system gets the job done accurately and consistently. A register should also fit in a pocket, purse or desk drawer. Pick one that is not easy to lose to avoid the mess of recreating important financial records.
Credit scores affect your ability to secure housing and make purchases. If you're looking for employment, a poor credit history may affect your ability to land a job. Improving credit without a job is about maximizing your existing resources. Simple behavior changes can boost your credit rating over time.
When you are injured at work, a number of thoughts go through your head: Will you be all right? Will you recover from the injury? Who will support you and your family while you are trying to get better? Fortunately, there are two social safety nets in place for just this situation: worker's compensation and Social Security disability. Learn how to recover disability payments from one or both sources after being injured on the job.
Refinancing an automobile without a steady source of income or job will be more challenging than it would be otherwise, but is still quite possible with a moderate to excellent credit rating. The worse your credit rating is, the more wary that a lender will be of giving you a refinance loan unless you can demonstrate through documentation that you will be capable of meeting the obligations of the new lending agreement.
Business economists are primarily consultants for businesses, governmental agencies and financial magazines. Business economics can especially be marketable in combination with a journalism or professional writing degree.
401(k) loans are not loans in the traditional sense because you are borrowing money, from you. As of this article's publication, the Internal Revenue Service allows 401(k) account holders to borrow, tax-free, up to 50 percent or $50,000, whichever is less. Your credit score does not factor in whether you get a 401(k) loan. If your 401(k) loan defaults, you are subject to the IRS early withdrawal penalty of 10 percent and have to pay income tax on the funds. 401(k) loans can help fill the gap with short-term cash needs while you are in between jobs.
Living without a job while still maintaining a sense of comfort is a goal that very few will reach. It's not impossible, but it requires a sense of determination, sacrifice, and dedication that most will find to be too strenuous. However if you have the determination and you aren't afraid to go against the grain, this is how you can live well without a job.
It's inevitable that emergencies and extra expenses arise from time to time. Whether it's an extremely high utility bill or a medical emergency, unexpected events occur that do not fit into your normal budget. Rather than taking on a second job or draining your savings account, there are several ways to make extra cash to help cover these types of events when they occur.
The payroll clerk occupation is forecasted to grow steadily through the year 2016. Currently there are over 214,000 payroll clerks in the nation, most working for corporations, bookkeeping and accounting firms. Those who are interested in this type of work need to pursue on-the-job training or an Associate's degree in accounting from an accredited educational institution. And once you receive accreditation from the American Payroll Association, you are more marketable and have the potential to demand a higher payroll clerk salary.
Make money without a job by finding temporary employment through Craigslist.org, visiting a Labor Ready office or selling goods on eBay. Use computer or writing skills to make money temporarily with ideas from an investment consultant in this free video on making money.
The easiest way to get a credit card without a job is to go to college, and credit card companies are a fixture at college campuses. Learn about the high interest rates on credit cards for college students with advice from a registered financial consultant in this free video on money management.
If you have odd jobs that need to be done, consider hiring students to complete the work. Many students are often in search of well-paying, short-term work that fits their schedule. However, there are a few things you should know to keep everyone happy.
In today’s world, it’s difficult to purchase some items--like airline tickets or online merchandise--without a credit card. Unknown to many, having a job is not always a requirement for receiving a credit card. It may be a contributing factor in getting a bank card, but it isn't always a must have. Because most credit card issuers depend upon your credit score and your credit report instead of asking for income verification, you may be able to get a card without having a job.
Being unemployed after filing bankruptcy can be scary. You might have lost your job when your credit rating plummeted, or you might have filed because you couldn't find a job. Potential employers can take your new credit rating into consideration, but finding a job after bankruptcy is possible.
If you have recently been fired or found yourself strapped for cash, there are lots of things you can do to come up with money quickly and repeatedly. Done well, some of these things can even turn into a steady income or a small business.
Getting a credit card can be a bit of a hassle if you don't have a polished credit history. It can be even more challenging if you have no credit history whatsoever. But what if you don't have a job? Do you stand any chance at all of getting a credit card? Actually, you have a better chance than you might think. By following these steps, you'll stand a good chance of having a shiny new credit card by this time next month.
We all have financial problems at some time or another. The trick is to know how to work through them to get back on track. Stop and take control of your finances. Look at the helpful and not-so-helpful resources that pop up. You will need to decide if each is a worthwhile option. If you have enough resources to pay the monthly expenses and have some left over, the steps below will help you accomplish your goal.
If you're considering a construction or remodeling project of any size, chances are good you'll have to request, or pull, a building permit from the city you live in. Specifics vary, but a permit is essentially a license that grants you permission to do the job, and at the same time serves as a mechanism to ensure that new or renovated structures comply with current local building codes.
