Financial Assistance Programs

If tragedy has struck and you've experienced a house fire, you should always be prepared for what happens next. Make a list of things a family needs after a house fire with help from a certified…

Renting can help your credit in a variety of different ways if you play your cards right. Learn how to make renting help your credit with help from a best-selling author and financial expert in this…

Separating from your spouse has a few very specific tax benefits associated with it. Learn about tax benefits of separating with help from an attorney in this free video clip.

You can opt to collect reduced Social Security benefits as early as age 62 if you don't want to wait for full retirement age, which the Social Security Administration sets somewhere between 65 and 67,…

Your retirement age is one of the most important factors in your retirement plan. It is also the factor you have the most control over. Other factors to consider are your eligibility for Social…

Typically, when you work for someone else your Social Security and Medicare tax payments are made for you through your payroll deductions. However, if you work for yourself or with a partner in a…

For many people, a check from Social Security is the hallmark of retirement. Even if it doesn't tug at your emotional heartstrings, it's still an important part of your monthly income in retirement,…

Rafters are structural beams that angle up to the peak of a roof. They are installed on edge and generally spaced two feet apart. Rafters connect at the lower end to the top plate, a horizontal beam…

According to agency records, the Social Security Administration distributed approximately $747 billion in 2011 to roughly 55 million Americans, some of which were retirees and their dependents.The…

Subsidence refers to a process where the earth underneath a home contracts and shrinks. This is turn can cause foundation problems, as well as problems with the actual structure of the house. In frame…

A survivor's pension is a monetary benefit extended by the government to the spouses or children of deceased individuals. Examples of survivor's pensions include Social Security benefits and benefits…

When you lose your job or find yourself in a tight financial situation, you may look for assistance through Social Security benefits. As a viable option, you might be able to switch from your benefits…

As the nation becomes more reliant on cell phones, cellular communications companies must purchase perpetual land easements in order to secure a sufficient number of locations where they can place…

The amount you receive in Social Security benefits is not always enough to pay all of your bills. While it is a retirement benefit, you may not be able to afford to retire. Even when recipients of…

Setting up an S corporation can be an effective way to lower the total amount of tax that you have to pay to the Internal Revenue Service. When you have an S corporation, the money that you earn has…

Green projects are popular in the building industry because they lead to developments that are environmentally friendly. A certification called LEED, or the Leadership in Energy and Environmental…

Social Security has been part of our lives for over 70 years. It was supposed to supplement other retirement income, but for many individuals and couples, it is their sole source of income in their…

Don’t capture your child’s handprint just once. Repeat the project at least once a year, beginning when she's a baby. A stamped handprint is an intimate illustration of a child’s…

After you retire, you may wish to move to a smaller home or a different location. While a retired individual may decide to rent a home rather than buy one, a retired person can secure a mortgage if he…

If you're unemployed through no fault of your own, you may qualify for unemployment benefits. Receiving unemployment benefits does not affect your Social Security. If you've earned enough credits by…

Social services provided by the government offer assistance to citizens in need. Need can result from unemployment, natural disasters, disabilities and other factors. Many states now require the…

In most cases, participation in the Social Security program is mandatory. Limited exceptions apply, such as in the case of an ordained or commissioned member of the clergy or when an employee…

High school graduates about to leave their childhood and embark upon the exciting reality of independent life typically celebrate with a senior prom. In certain cases, however, a prom is inadvisable…

Lobbying in America is an industry that keeps growing; between 2005 and 2010, the amount of money spent by businesses and others requiring lobbying services grew by $1 billion, while the amount of…

About half of all marriages in the United States end in divorce, according to census data reported in "The State of Our Unions 2010." Social Security is often the primary safety net for…

Many businesses recognize the benefits that come with sharing office space with another related company. In some instances, shared office space reduces overhead operating costs for both parties,…

Section 125 of the Internal Revenue Code allows employees to pay for certain benefits with pretax dollars. Since pretax deductions lower your taxable income, you will owe less in taxes at the end of…

A W-2 is a statement of an employee’s wages and taxes for the year. Employers are required to send W-2s to employees by Jan. 31 of every year. Employees are advised to wait until the middle of…

As an employer, your share of FICA refers to the amount of Social Security and Medicare taxes that the federal government requires you to pay. Most employers in the United States are subject to these…

When you lose your job in Nevada, you may have trouble paying your bills and other expenses. To help make ends meet, you may apply for unemployment insurance compensation while you look for a new job.…

The Tennessee Department of Labor and Workforce Development administers the state's unemployment insurance benefits pursuant to the Tennessee Employment Security Law. Eligible claimants are those who…

When you inherit a house from a deceased friend or relative, it may affect your ability to receive some government-sponsored benefits. Some programs consider inherited property to be a source of…

Building a balanced portfolio is important, and stocks can play a big role in that portfolio. Investing in the stock market carries a number of benefits, and understanding those advantages can make…

Social Security benefits extend to spouses under certain conditions. The Social Security Administration has steadily moved to make sure spouses — particularly women — can collect benefits…

The term “adjusted gross income” appears on many financial forms, most notably yearly tax papers. As such, it is important for any savvy taxpayer to know exactly what it includes and what…

Tennessee residents enjoy one of the lightest tax burdens in the country, according to the Milwaukee-Wisconsin Journal Sentinel. The state, however, does have one of the highest sales tax rates in the…

The assets your ex-wife is entitled to receive don’t necessarily end with your divorce decree. Depending on the length of your marriage and your ex-wife's age and living situation, she may be…

Social Security is more than just a retirement benefit. If one spouse dies, the surviving spouse may be able to draw Social Security based on the deceased spouse’s record. The surviving spouse…

If you live and work in the United States, you generally pay Social Security taxes. Although the percentage figure has changed over the years, the deduction is standard throughout the country. Georgia…

Renters make up nearly one third of American households, according to a 2003 study by the Joint Center for Housing Studies of Harvard University, with approximately 80 percent of adults under 25…

Cooking releases food odors in the air that usually dissipate after a few hours have passed, but powerful scents from garlic, onions or fish can result in lingering odors on your home's walls days…

Widows of veterans can receive benefits from the United States Department of Veterans Affairs, more commonly referred to as the VA. The type of benefits that they can receive is known as a death…

A woman has several options for Social Security benefits. Once she reaches retirement age of 62 or older, she can draw benefits based on her own earnings or based on the earnings of her husband, or in…

Being a deployed service member comes with myriad hardships, including distance from family members, the imminent possibility of harm and the lack of creature comforts. Uncle Sam knows that, which is…

Texas offers home energy assistance to low-income individuals residing in the state. The Energy Assistance, or EA, Program is federally funded and administered by the state of Texas. The EA Program…

If you only work for one employer during the year, you should not have any problems with your employer taking out too much money for Social Security taxes. However, if you work for multiple employers,…

Buying a duplex gives you the best of both worlds. You get to be a homeowner and enjoy its lifestyle and investment advantages. You also get to own a piece of investment real estate and benefit not…

When you owe other people money, they may sue you to attempt to recover the debt. Having a judgment against you puts you at risk for garnishment. Garnishment is the process of seizing your money at…

If you have been ordered to pay alimony during divorce proceedings you will still be required to pay it even if you end up on Social Security retirement or disability. You may request a reduction in…

The Social Security benefits you receive are based on the number of years you worked and how much you earned, so you want to make sure you get credit for every penny you put into the system. The…