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You can apply for your social security card either at the local office or by mail. Learn how to get your social security card with help from an expert attorney in the real estate industry in this free video clip.
Insurance tax benefits tend to vary depending on the specifics of your own situation. Find out more about insurance tax benefits with help from a professional public speaker and radio personality in this free video clip.
Social security and gross receipts are directly related in a number of different interesting ways. Learn about social security and gross receipts with help from a certified financial planner TM professional with over a decade of experience in wealth management in this free video clip.
Not getting behind on your bills is sometimes a lot easier said than done - but it can be done with the right planning. Find out how not to get behind on your bills with help from a certified financial planner TM professional with over a decade of experience in wealth management in this free video clip.
The Public Insurance Act is also sometimes known as the Public Health Insurance Option. Get information on the Public Insurance Act with help from an attorney that runs his own practice in this free video clip.
Advanced programming interfaces (APIs) are great ways of letting other programmers use a piece of software or a Web service, programmers don't necessarily want anyone to be able to use their API. When developers want to restrict who can connect to their software they implement authentication procedures, such as security tokens, in their API functions. If your software isn't sending the right information, you could see a "Token Required" error message.
Skype is a software application and Voice over Internet Protocol service, which can be used to engage in voice communications and multimedia sessions with other users. Sharing audio, video and other content forms over the Internet can be dangerous, but Skype sessions are private. The software's security policy requires a four-pronged approach to keeping you safe.
Taxable stock acquisitions have some key benefits that you're going to want to be aware of. Find out the key benefit of a taxable stock acquisition with help from a certified financial planner in this free video clip.
If tragedy has struck and you've experienced a house fire, you should always be prepared for what happens next. Make a list of things a family needs after a house fire with help from a certified firefighter in this free video clip.
Renting can help your credit in a variety of different ways if you play your cards right. Learn how to make renting help your credit with help from a best-selling author and financial expert in this free video clip.
Separating from your spouse has a few very specific tax benefits associated with it. Learn about tax benefits of separating with help from an attorney in this free video clip.
You can opt to collect reduced Social Security benefits as early as age 62 if you don't want to wait for full retirement age, which the Social Security Administration sets somewhere between 65 and 67, depending on your birth date. However, aside from taking as much as a 25 percent reduction in your full benefits for retiring early, your early retirement benefits might be cut by an additional $1 for every $2 you earn above a set amount which, in 2011, stood at $14,160. The earned income penalty disappears once you reach full retirement age but, until then, it's important…
Your retirement age is one of the most important factors in your retirement plan. It is also the factor you have the most control over. Other factors to consider are your eligibility for Social Security retirement benefits, your eligibility for other pension plans, how much you have in retirement savings, and your desired lifestyle. Depending on your situation, you may be able to retire earlier than you think.
Typically, when you work for someone else your Social Security and Medicare tax payments are made for you through your payroll deductions. However, if you work for yourself or with a partner in a small business, then you are responsible for paying these taxes. In 2011, self-employment taxes totaled 13.3 percent of net income up to a maximum annual payment of $106,800. That was due to a tax reduction that was labeled temporary, however -- in most years, the tax level has stood at 15.3 percent. While self-employed individuals can collect Social Security benefits when they retire just like anyone…
For many people, a check from Social Security is the hallmark of retirement. Even if it doesn't tug at your emotional heartstrings, it's still an important part of your monthly income in retirement, and it's important to make sure you take advantage of it. Fortunately, kicking off your Social Security benefits is simply a matter of collecting documents and filling out a form.
Rafters are structural beams that angle up to the peak of a roof. They are installed on edge and generally spaced two feet apart. Rafters connect at the lower end to the top plate, a horizontal beam that extends around the perimeter of the wall atop the vertical framing studs. In hurricane and tornado zones, homeowners frequently choose to retrofit a direct connection between rafters and studs to provide additional structural integrity and prevent uplift of the roof structure in high winds. This is accomplished by installation of metal twist straps extending from the lower end of the rafter and…
According to agency records, the Social Security Administration distributed approximately $747 billion in 2011 to roughly 55 million Americans, some of which were retirees and their dependents.The administration states that such benefits are a significant source of income for the majority of Americans 65 and older. In that people's finances have recently been battered by a decline in housing values, losses in savings accounts and increasing health costs, the determination of the portion of these benefits to be classified as reportable income and subject to taxes is a critical issue to retired persons.
Subsidence refers to a process where the earth underneath a home contracts and shrinks. This is turn can cause foundation problems, as well as problems with the actual structure of the house. In frame homes, this isn't as readily apparent. In a brick house, however, subsidence can produce several issues.
A survivor's pension is a monetary benefit extended by the government to the spouses or children of deceased individuals. Examples of survivor's pensions include Social Security benefits and benefits paid to immediate relatives of deceased military personnel and other government personnel. Whether or not the law allows survivor's pensions to be garnished depends upon the situation.
When you lose your job or find yourself in a tight financial situation, you may look for assistance through Social Security benefits. As a viable option, you might be able to switch from your benefits to your divorced spouse's benefits if your spouse's benefits are higher than yours. The amount the government could entitle you to varies depending on the age of your former spouse, the status of your relationship, and whether or not your spouse is living.
As the nation becomes more reliant on cell phones, cellular communications companies must purchase perpetual land easements in order to secure a sufficient number of locations where they can place cellular repeater radio towers. Since a perpetual easement provides the cellular companies with permanent property rights, the Internal Revenue Service treats sales of perpetual easements as sales of real property. From the perspective of the landowner, this treatment has significant tax benefits.
The amount you receive in Social Security benefits is not always enough to pay all of your bills. While it is a retirement benefit, you may not be able to afford to retire. Even when recipients of Social Security don’t have to work for financial reasons, they may still want to continue working, yet don’t want to forfeit any funds they are entitled to receive in Social Security benefits.
Setting up an S corporation can be an effective way to lower the total amount of tax that you have to pay to the Internal Revenue Service. When you have an S corporation, the money that you earn has an impact on what your Social Security retirement benefits will be at some point in the future.
Green projects are popular in the building industry because they lead to developments that are environmentally friendly. A certification called LEED, or the Leadership in Energy and Environmental Design, helps builders incorporate as many green concepts as possible into their projects. For doing so, they can reap several tax benefits.
Social Security has been part of our lives for over 70 years. It was supposed to supplement other retirement income, but for many individuals and couples, it is their sole source of income in their retirement years. If your spouse was a homemaker and did not work outside of your home she qualifies based on your benefits. She will also qualify for Medicare benefits when she is 65 years old.
Don’t capture your child’s handprint just once. Repeat the project at least once a year, beginning when she's a baby. A stamped handprint is an intimate illustration of a child’s physical size. Schedule the project after her nap time when she's rested, fed and in a happy, cooperative mood. Plan to get a little messy, as she may have her own idea about where she should place her inked hand. Dress her and yourself accordingly. Use a nontoxic, water-based paint.
After you retire, you may wish to move to a smaller home or a different location. While a retired individual may decide to rent a home rather than buy one, a retired person can secure a mortgage if he has a reliable source of income and a good credit history.
If you're unemployed through no fault of your own, you may qualify for unemployment benefits. Receiving unemployment benefits does not affect your Social Security. If you've earned enough credits by working and paying into Social Security, you're entitled to benefits, regardless of any other income you may receive. Receiving Social Security, however, may lower the amount of unemployment benefits you receive.
Social services provided by the government offer assistance to citizens in need. Need can result from unemployment, natural disasters, disabilities and other factors. Many states now require the electronic delivery of these assistance funds. Virginia uses an electronic benefit transfer system to distribute food benefits to Virginia residents in need.
In most cases, participation in the Social Security program is mandatory. Limited exceptions apply, such as in the case of an ordained or commissioned member of the clergy or when an employee surpasses the Social Security tax cut-off figure for the year. Additionally, if you employ a gardener, housekeeper or cook for your household and the worker is 18 years of age or older, and that person earns less than $1,700, you do not have to withhold Social Security or Medicare taxes from their paycheck.
High school graduates about to leave their childhood and embark upon the exciting reality of independent life typically celebrate with a senior prom. In certain cases, however, a prom is inadvisable or impossible for one or a number of students. Students and schools can choose among a wide variety of alternatives to provide a once-in-a-lifetime experience.
Lobbying in America is an industry that keeps growing; between 2005 and 2010, the amount of money spent by businesses and others requiring lobbying services grew by $1 billion, while the amount of active American lobbyists dropped by about 1,000. Lobbyists often work at the federal or state level to represent the interests of organizations and individuals affected by prospective legislation. Lobbying agencies must register with government bodies to disclose financial information regarding lobbying activities.
About half of all marriages in the United States end in divorce, according to census data reported in "The State of Our Unions 2010." Social Security is often the primary safety net for retirees who are single because of divorce. For this and other reasons, a divorcee may draw Social Security benefits against her ex-husband's retirement benefits under certain circumstances. Requirements center around the duration of the marriage, the time span between the divorce and the application, and whether the ex-husband is eligible for benefits at the time of application.
Many businesses recognize the benefits that come with sharing office space with another related company. In some instances, shared office space reduces overhead operating costs for both parties, reduces the need for individually-owned office equipment and furniture, and can reduce payroll taxes for positions that benefits both companies, such as IT assistance, receptionists and janitorial staff.
Section 125 of the Internal Revenue Code allows employees to pay for certain benefits with pretax dollars. Since pretax deductions lower your taxable income, you will owe less in taxes at the end of the year. Most pretax deductions lower your state, federal and Social Security or Federal Insurance Contribution Act (FICA) taxes. However, pretax deductions for a retirement program such as a 401(k) will not reduce your FICA taxes.
A W-2 is a statement of an employee’s wages and taxes for the year. Employers are required to send W-2s to employees by Jan. 31 of every year. Employees are advised to wait until the middle of February before contacting their employer regarding a missing W-2. If an employer refuses to send your W-2, you must contact the Internal Revenue Service to resolve the matter.
As an employer, your share of FICA refers to the amount of Social Security and Medicare taxes that the federal government requires you to pay. Most employers in the United States are subject to these taxes. The Federal Insurance Contributions Act mandates the collection of both taxes.
When you lose your job in Nevada, you may have trouble paying your bills and other expenses. To help make ends meet, you may apply for unemployment insurance compensation while you look for a new job. However, receiving unemployment benefits could affect your ability to receive government assistance, such as food stamps.
The Tennessee Department of Labor and Workforce Development administers the state's unemployment insurance benefits pursuant to the Tennessee Employment Security Law. Eligible claimants are those who are partially or completely unemployed through no fault of their own, meet the monetary eligibility rules, look for alternative work and remain able and ready to accept offered work. Although the Tennessee Department of Labor and Workforce Development can reduce a claimant's unemployment benefits for non-Social Security retirement income, it cannot deduct a claimant's unemployment benefits for Social Security retirement income.
When you inherit a house from a deceased friend or relative, it may affect your ability to receive some government-sponsored benefits. Some programs consider inherited property to be a source of potential income, which can reduce or suspend your benefits. However, if you inherit a house while receiving benefits from Social Security, the implications depend on the type of benefits you receive.
Building a balanced portfolio is important, and stocks can play a big role in that portfolio. Investing in the stock market carries a number of benefits, and understanding those advantages can make your investment decisions smarter and more profitable. Whether you invest for income or strictly for growth, adding stocks to your balanced portfolio can make a lot of sense.
Social Security benefits extend to spouses under certain conditions. The Social Security Administration has steadily moved to make sure spouses — particularly women — can collect benefits as part of the wage earner's benefits. However, men are eligible for spousal benefits as well. Learn the regulations regarding Social Security payments to a spouse, and know the circumstances for the cessation of those benefits.
The term “adjusted gross income” appears on many financial forms, most notably yearly tax papers. As such, it is important for any savvy taxpayer to know exactly what it includes and what it does not. Your adjusted gross income is more than just a line on the page – it determines many things about your taxation and eligibility for various programs. Always keep a hard copy document that proves your adjusted gross income for the previous tax year.
Tennessee residents enjoy one of the lightest tax burdens in the country, according to the Milwaukee-Wisconsin Journal Sentinel. The state, however, does have one of the highest sales tax rates in the country. Tennessee is also one of only eight states that impose an inheritance tax on the beneficiaries of a will. But if your concern is protecting your income from taxation, Tennessee is a good place to live.
The assets your ex-wife is entitled to receive don’t necessarily end with your divorce decree. Depending on the length of your marriage and your ex-wife's age and living situation, she may be entitled to draw government benefits based on your work history. The Social Security Administration pays benefits to consumers once they reach retirement age. This helps offset the cost of living for those who can no longer work. The SSA pays benefits not only to the retired worker, but to his spouse, children and, in some cases, ex-spouse as well.
Social Security is more than just a retirement benefit. If one spouse dies, the surviving spouse may be able to draw Social Security based on the deceased spouse’s record. The surviving spouse must meet minimum age guidelines, and the deceased spouse must have earned enough credits to qualify his spouse for this benefit.
If you live and work in the United States, you generally pay Social Security taxes. Although the percentage figure has changed over the years, the deduction is standard throughout the country. Georgia residents pay the same percentage of their income for Social Security taxes as someone from California, Texas or any other state.
Renters make up nearly one third of American households, according to a 2003 study by the Joint Center for Housing Studies of Harvard University, with approximately 80 percent of adults under 25 renting apartments, condos or houses. While some people think there are no tax benefits available to renters, many credits and deductions may be claimed if you qualify.
Cooking releases food odors in the air that usually dissipate after a few hours have passed, but powerful scents from garlic, onions or fish can result in lingering odors on your home's walls days after cooking the odoriferous cuisine. If left uncleaned, the smell builds up on your walls and creates a foul, stale stench that affects the air quality in your home. White vinegar is a natural cleaning solution that can be used to eliminate left-behind odors, or baking soda can be used to neutralize the smell without damaging the wall's surface.
Widows of veterans can receive benefits from the United States Department of Veterans Affairs, more commonly referred to as the VA. The type of benefits that they can receive is known as a death pension. It is designed to offer assistance to veterans’ widows who demonstrate financial need after the passing of their spouse.
