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Creditors often hire third-party collection companies to collect debts related to overdue accounts. In the event a debt collection agency contacts you, the collection company must prove to you that it owns the debt or that the original creditor has assigned the debt to that collector. The Fair Debt Collection Practices Act outlines the legal procedure that debt collectors must follow to validate a debt.
The federal Equal Employment Opportunity Commission administers the federal equal employment opportunity laws. States can enact additional employment discrimination laws protecting their employees against illegal employment discrimination. The federal equal employment laws limit protection to employees of larger employers. Many states, including Ohio, have enacted laws regulating smaller employers. In Ohio, the Ohio Fair Employment Practices Law prohibits employers in the state from discriminating against their employees and prospective employees.
The Ohio Fair Employment Practices Law declares that it is unlawful to discriminate against an employee or applicant because of age, ancestry, color, disability, military status, national origin, race, religion or sex. It is against the law for an employment agency or union to comply with an employer's request that results in a violation of the Ohio Fair Employment Practices Law. People harmed by discriminatory practices are entitled to file a complaint or civil action.
When applying for loans, credit cards or mortgages, everyone has the right to the same opportunity without discrimination. To help prevent discrimination based on sex, race (including national origin and color), age, religion, marital status or source of income, according to U.S. Department of Justice, the Fair Lending Program, the Equal Credit Opportunity Act and the Fair Housing Act have been set in place.
When referring to fair employment practices laws, it is necessary to review both state and federal laws applicable to fair employment practices. Most states have similar laws to prevent discrimination in the workplace, while federal laws are more broad in scope and cover a wide array of areas, from disability discrimination to age discrimination. In general, employment laws are extensive and can be complicated. Therefore, it is important to discuss any employment law issues with an experienced attorney and do your own research on the matter to see if there are any particular fair employment practices laws which apply to…
