Homeowners living in areas that receive frequent stormy weather benefit from having impact-resistant roofing installed on their homes. Such roofing protects from damage due to hail stones, strong winds and penetration from objects carried by storm winds.
Most impact-resistant roofing materials look exactly like their ordinary counterparts. Shingle designs include three-tab and architectural asphalt shingles. Shakes, tiles, sheets or panels come in an array of styles and colors and are made from metal, wood or alternative composite products.
Roof coverings must pass the Underwriters' Laboratories' (UL) Standard 2218 test for impact resistance, and then are classified as either Class I, II, III or IV. Materials rated as Class IV offer the highest impact resistance and receive the highest premium credit from home insurance companies.
According to Waxahatchie, Texas insurance agent Adam Rope, impact-resistant roofing saves money over time because many home insurers offer an annual discount to homeowners who have installed certified products. If your home isn't damaged during a storm, you are saved from the headache of filing a claim and paying out-of-pocket.
- Photo Credit roof image by kuhar from Fotolia.com
What Roofing Shingles Are the Best Quality?
Roofing shingles provide an affordable way to protect a home while still lending it a distinctive look. With many different types of...
How to Buy the Right Type Roofing Shingles
The precursor to the shingle was roll roofing made from long strips of asphalt, covered felt and crushed rock. In 1903, Henry...
How to File an Insurance Claim for Roof Hail Damage
If you live in an area that receives large hail that can cause damage to your home and personal property, it is...
The Best Asphalt Roof Shingles for Hail Resistance
Property and casualty insurers pay out tens of billions of dollars in compensations for damages due to severe weather each year, and...
The Best Roofing Material for High Winds
High winds are a major source of roof damage. According to a study of hurricane Hugo by Billy Manning and Gary Nichols,...
Local, state, and federal governments have building codes that include roofing regulations. Building codes help to ensure that buildings are constructed and...
Roofing Requirements in Texas
Texas properties are subjected to inclement weather all year long. If you own a house or a business, it is important to...
List of Class H Roofing Shingles
Class H roofing shingles are asphalt shingles that have been test-proven by the American Society for Testing and Materials to be highly...