Chase Bank Transaction Posting Policy

When you make a deposit with Chase Bank, the transaction is posted immediately to your account and to Chase Online with a "pending" status. The funds become fully available, according to Chase policy, within six business days.

Cash, direct deposit and wire transfers are generally available on the same day in most regions. All other deposits require at least one business day to post.

Checks from Chase accounts are made fully available on the next business day in most areas. For non-Chase checks, whether local or out-of-state, $100 from the deposit is available on the next business day.

For large deposits from a non-Chase or non-local bank, $400 will be available for use on the second business day, with $7,500 available on the third or fourth business day, depending on your local area. The full amount is not released until the fifth or sixth business day after deposit.