How Long Does an SR-22 Stay on a Driving Record in Florida?

Form SR-22 is required for individuals who do not have adequate insurance at the time of an automobile accident.

Form SR-22 is a certification of insurance that must be carried for three years after an accident to prove that a minimum amount of insurance has been bought by an individual and certified by the state.

Definition

SR-22 is not a type of insurance; instead, it is a form individuals must posses if they do not have the minimum amount of automobile insurance coverage as required by Florida law at the time of a car accident that involves damage to property and/or bodily injuries.

Acquisition

The Department of Motor Vehicles (DMV) in Florida will issue a Form SR-22 to certify an individual has adequate car insurance after said car insurance is certified by the DMV.

Duration

If Form SR-22 is required for an individual by a court, they must also obtain releases from the victims involved that full compensation for injuries and property damage was received. Then, the releases and Form SR-22 should be mailed to the Bureau of Financial Responsibility or they can be taken to a DMV office to avoid a driving privilege suspension. Individuals must carry Form SR-22 and have it certified for three years from the date of suspension mentioned in the notice from the Florida Department of Highway Safety and Motor Vehicles.

References

• Florida Department of Highway Safety and Motor Vehicles: Vehicle Insurance Questions and Answers
• Florida SR22: Florida SR-22 Filing Information